Wayne County property record for 12972 Cunningham St, Southgate, MI 48195
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,090 sqft · built 1952 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $64,000 (Dec 2016) |
| Tax Bill | $3,730 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53 017 04 1735 000 |
| Primary APN | 53 017 04 1735 000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,090 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12972 CUNNINGHAM ST |
|---|---|
| City | SOUTHGATE |
| State | MI |
| Zip | 48195-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B SINGL |
| Legal Description | 30D1735 LOT 1735 FORDVILLE NO. 2 T3S R11E L48 P54 WCR |
| Legal Subdivision | FORDVILLE NO 2 |
| Legal Lot Number | 1735 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | SOUTHGATE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 581900 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1096 HARDING ST, PLYMOUTH, MI 48170-1911 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| May 9, 2017 | Deed of Trust, Mortgage MONROE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2016 · Amount on File |
| Deed Sale | Dec 20, 2016 · Amount on File |
| Deed Document Number | 2016428646 |
| Deed Book / Page | 53425 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 12972 CUNNINGHAM ST, SOUTHGATE, MI 48195-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0552341035 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 55234/1035 |
| Instrument | 2019248961 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 16, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 12972 CUNNINGHAM ST, SOUTHGATE, MI 48195-1133 |
| Document Number | 0539991363 |
| Book / Page | 053999 / 001363 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 585 SIMPSON ST PLYMOUTH MI 481702209, PLYMOUTH, MI 48170-2209 |
| Document Number | 0539991363 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 053999/001363 |
| Instrument | 328489 |
| Name | MONROE BK |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48161 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 11, 2022 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Southgate City |
| Unified School District | Southgate Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,600 (+5.56%) | $167,200 (+5.56%) | |
| 2025 | $3,730.00 (+8.62%) | $79,200 (+18.39%) | $158,400 (+18.39%) |
| 2023 | $3,434.00 | $66,900 | $133,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHGATE serves 30,047 people · EPA ID MI0006170 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: City of Wyandotte, T-Mobile, WOW Internet, Cable & Phone.
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