Wayne County property record for 12948 Cunningham St, Southgate, MI 48195
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 708 sqft · built 1947 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $41,000 (Nov 2016) |
| Tax Bill | $2,634 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53 017 03 1367 000 |
| Primary APN | 53 017 03 1367 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 708 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Basement Area | 708 sqft |
| Unfinished Basement | 708 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 112 ft deep x 37 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12948 CUNNINGHAM ST |
|---|---|
| City | SOUTHGATE |
| State | MI |
| Zip | 48195-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B SINGL |
| Legal Description | 30C1367 LOT 1367 FORDVILLE NO. 1 T3S R11E L47 P44 WCR |
| Legal Subdivision | FORDVILLE NO 1 |
| Legal Lot Number | 1367 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | SOUTHGATE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 581900 |
12948 Cunningham St is owned by a company that bought it in November 2016.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1096 HARDING ST, PLYMOUTH, MI 48170-1911 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| May 9, 2017 | Deed of Trust, Mortgage MONROE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2016 · Amount on File |
| Deed Sale | Nov 17, 2016 · Amount on File |
| Prior Sale | Sep 11, 2003 · Amount on File |
| Deed Document Number | 2016395946 |
| Deed Book / Page | 53363 / 1037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 12948 CUNNINGHAM ST, SOUTHGATE, MI 48195-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0552341035 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 55234/1035 |
| Instrument | 2019248961 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 16, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 12948 CUNNINGHAM ST, SOUTHGATE, MI 48195-1133 |
| Document Number | 0539991363 |
| Book / Page | 053999 / 001363 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 585 SIMPSON ST PLYMOUTH MI 481702209, PLYMOUTH, MI 48170-2209 |
| Document Number | 0539991363 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 053999/001363 |
| Instrument | 328489 |
| Name | MONROE BK |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48161 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 11, 2022 |
The 2025 property tax bill for 12948 Cunningham St was $2,634.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Southgate City |
| Unified School District | Southgate Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,200 (+5.63%) | $116,400 (+5.63%) | |
| 2025 | $2,634.00 | $55,100 | $110,200 |
| 2023 | $2,421.00 | $46,500 | $93,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12948 Cunningham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 12948 Cunningham St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHGATE serves 30,047 people · EPA ID MI0006170 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: City of Wyandotte, T-Mobile, WOW Internet, Cable & Phone.
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