Cook County property record for 12970 McCarthy Rd, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,496 sqft · built 1979 |
| Lot Size | 0.992 acres (43,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $486,000 (Mar 2026) |
| Tax Bill | $9,494 (2023) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-26-402-006 |
| Primary APN | 22-26-402-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 43,200 sqft (0.992 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12970 MCCARTHY RD |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-9396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N2E2SE4 S26 T37N R11E 3P |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 26 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 824006 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12970 MCCARTHY RD, LEMONT, IL 60439-9396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Deed Document Number | 202611030 |
| Prior Transfer Date | Jun 10, 1994 |
| Prior Transfer Doc | 0000000293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 3, 2026 |
| Property Address | 12970 MCCARTHY RD, LEMONT, IL 60439-9396 |
| Document Number | 0006211030 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2606211030 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12970 MCCARTHY RD, LEMONT, IL 60439-9396 |
| Document Number | 0006211031 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2606211031 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Municipality | Lemont Village |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,000 (-) Land $7,560 Building $41,440 | $490,000 (-) Land $75,600 Building $414,400 | |
| 2023 | $9,494.00 (+10.94%) Homeowner's exemption | $49,000 (+26.71%) Land $7,560 Building $41,440 | $490,000 (+26.71%) Land $75,600 Building $414,400 |
| 2022 | $8,558.00 Homeowner's exemption | $38,671 Land $6,480 Building $32,191 | $386,710 Land $64,800 Building $321,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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