12895 McCarthy Rd, Lemont, IL 60439 Property Records

Cook County property record for 12895 McCarthy Rd, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,297 sqft · built 1949
Lot Size	2.41 acres (104,979 sqft)
Owner	Trust Name on File
Last Sale	$617,500 (May 2024)
Tax Bill	$1,274 (2022)
Deeds & Mortgages	May 2024 Sale Mar 2024 Transfer + 13 more
Flood Zone	Zone X (minimal risk)
APN	`22-26-201-012`

Property Details

APN / Parcel Number

Primary APN	`22-26-201-012`
Alternative APN	`22-26-201-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,297 sqft Total Area

Exterior

Year Built	Built 1949
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	104,979 sqft (2.41 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	12895 MCCARTHY RD
City	LEMONT
State	IL
Zip	60439-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:19 CITY/MUNI/TWP:LEMONT SEC/TWN/RNG/MER:SEC 26 TWN 37N RNG 11E
Legal Range	11E
Legal Township	37N
Legal Section	26
Legal Quarter	NE
Legal Block	4
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1116
Census Tract	824004

Owner

12895 McCarthy Rd is held in a trust since May 2024.

Source: Cook County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	12206 CURRAGH MEADOW WAY, LEMONT, IL 60439-7456
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed, Transfer GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE
Mar 25, 2024	Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Mar 8, 2024	Special Warranty Deed, Transfer GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE
Mar 8, 2024	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 29, 2024	Deed, Transfer GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE
Feb 23, 2024	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 27, 2024	Special Warranty Deed, Transfer · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED
Mar 5, 2024	Intrafamily Transfer, Transfer GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE
Jan 26, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF BROOKFIELD
Nov 3, 2023	Special Warranty Deed, Transfer GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE
Aug 22, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF BROOKFIELD
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF BROOKFIELD
Jul 29, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF BROOKFIELD
Jul 29, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF BROOKFIELD
Aug 5, 2021	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 1, 2024 · Amount on File
Deed Sale	May 1, 2024 · Amount on File
Prior Sale	Mar 25, 2024
Deed Document Number	2412224231
Record Updated	Jun 7, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	May 1, 2024
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0012224231
Map Reference	DOC 2308157041
Instrument Date	Apr 29, 2024
Instrument	2412224231
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$617.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12206 CURRAGH MEADOW WAY, LEMONT, IL 60439-7456

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Mar 25, 2024
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0008502106
Instrument Date	Mar 15, 2024
Instrument	2408502106
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 S LA SALLE ST STE 2750, 2750, CHICAGO, IL 60603-1108

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 8, 2024
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0006802209
Map Reference	DOC 2308157041
Instrument Date	Mar 1, 2024
Instrument	2406802209
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$571.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12218 CURRAGH MEADOW WAY, LEMONT, IL 60439-7456

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 8, 2024
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0006828200
Map Reference	DOC 23081570471
Instrument Date	Feb 29, 2024
Instrument	2406828200
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$569.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12228 CURRAGH MEADOW WAY, LEMONT, IL 60439-7456

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 29, 2024
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0006041083
Map Reference	DOC 2308157041
Instrument Date	Feb 21, 2024
Instrument	2406041083
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 W CONNACHT RD, LEMONT, IL 60439-6434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12226 CURRAGH MEADOW WAY, LEMONT, IL 60439-7456

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 23, 2024
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0005441165
Map Reference	DOC 2308157041
Instrument Date	Feb 20, 2024
Instrument	2405441165
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$621.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 W CONNACHT RD, LEMONT, IL 60439-6434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12216 CURRAGH MEADOW WAY, LEMONT, IL 60439

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 27, 2024
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0005833212
Instrument Date	Feb 12, 2024
Instrument	2405833212
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12246 CURRAGH MEADOW WAY, LEMONT, IL 60439

Mortgage

Document Number	0005833213
Date	Feb 27, 2024
Instrument	2405833213

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 5, 2024
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0006518188
Map Reference	DOC 2308157041
Instrument Date	Feb 12, 2024
Instrument	2406518188
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 W CONNACHT RD, LEMONT, IL 60439-6434

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002606276
Date	Jan 26, 2024
Instrument	2402606276

Lender

Name	FIRST NATIONAL BANK OF BROOKFIELD
Type	Bank
Address	BROOKFIELD, IL 60513

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 3, 2023
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0030741027
Map Reference	DOC 2308157041
Instrument Date	Oct 30, 2023
Instrument	2330741027
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 W CONNACHT RD, LEMONT, IL 60439-6434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 KIOWA DR W, LAKE KIOWA, TX 76240-9404

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023413476
Date	Aug 22, 2023
Instrument	2323413476

Lender

Name	FIRST NATIONAL BANK OF BROOKFIELD
Type	Bank
Address	BROOKFIELD, IL 60513

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021001043
Date	Jul 29, 2022
Instrument	2221001043

Lender

Name	FIRST NATIONAL BANK OF BROOKFIELD
Type	Bank
Address	BROOKFIELD, IL 60513

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021001003
Date	Jul 29, 2022
Instrument	2221001003

Lender

Name	FIRST NATIONAL BANK OF BROOKFIELD
Type	Bank
Address	BROOKFIELD, IL 60513

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2023

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021001046
Date	Jul 29, 2022
Instrument	2221001046

Lender

Name	FIRST NATIONAL BANK OF BROOKFIELD
Type	Bank
Address	BROOKFIELD, IL 60513

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 1, 2024

Interest

Rate	4.75%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Aug 5, 2021
Property Address	12895 MCCARTHY RD, LEMONT, IL 60439-9381
Document Number	0021712049
Instrument Date	Aug 2, 2021
Instrument	2121712049
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 W CONNACHT RD, LEMONT, IL 60439-6434

Tax Assessment & Valuation

Source: Cook County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,274.00 (-80.81%)	$5,248 (-82.7%) Land $5,248	$52,480 (-82.7%) Land $52,480
2021	$6,638.00	$30,336 Land $5,248 Building $25,088	$303,360 Land $52,480 Building $250,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12895 McCarthy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12895 McCarthy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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