1297 Pershing Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1297 Pershing Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,249 sqft · built 2011
Lot Size	0.92 acres (4,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Apr 2022)
Tax Bill	$15,838 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-321-34-00`

Property Details

APN / Parcel Number

Primary APN	`644-321-34-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,249 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	4,013 sqft (0.92 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1297 PERSHING RD
City	CHULA VISTA
State	CA
Zip	91913-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15RM1
Legal Description	LOT 41 TR 015788
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015788
Legal Block	1
Legal Lot Number	41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1057
Census Tract	13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1297 PERSHING RD, CHULA VISTA, CA 91913-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LENDING
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Sep 3, 2014 · Amount on Record
Deed Document Number	2022186175
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2022
Property Address	1297 PERSHING RD, CHULA VISTA, CA 91913-2514
Document Number	0000186175
Map Reference	MAP 15788
Instrument Date	Apr 28, 2022
Instrument	2022-0186175
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1297 PERSHING RD, CHULA VISTA, CA 91913-2514

Mortgage

Document Number	0000186176
Date	Apr 28, 2022
Instrument	2022-0186176

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1297 PERSHING RD, CHULA VISTA, CA 91913-2514
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 PERSHING RD, CHULA VISTA, CA 91913-2514

Mortgage

Document Number	0000796020
Date	Nov 18, 2021
Instrument	2021-0796020

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,017,484 (+2%) Land $311,549 Building $705,935
2025	$15,838.00 (+13.75%)	$997,535 (+10.59%) Land $305,441 Building $692,094
2023	$13,923.00 (+44.07%)	$902,000 Land $276,000 Building $626,000
2022	$9,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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