1292 Pershing Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1292 Pershing Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,917 sqft · built 2012
Lot Size	0.66 acres (2,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,500 (Jan 2026)
Tax Bill	$12,519 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-331-16-00`

Property Details

APN / Parcel Number

Primary APN	`644-331-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,917 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	2,885 sqft (0.66 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1292 PERSHING RD
City	CHULA VISTA
State	CA
Zip	91913-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15RM1
Legal Description	LOT 50 TR 015803
Legal Subdivision	OTAY RANCH SPA
Legal Tract	015803
Legal Block	1
Legal Lot Number	50
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 B ST, 2200, SAN DIEGO, CA 92101-4474
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 14, 2026	Grant Deed, Transfer · Line of Credit ALLIANT CU
Dec 24, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Dec 24, 2020	Grant Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Dec 24, 2020 · Amount on Record
Deed Document Number	202611525
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	0000833164
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1292 PERSHING RD, CHULA VISTA, CA 91913-2514
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 PERSHING RD, CHULA VISTA, CA 91913-2514

Mortgage

Document Number	0000586134
Date	Aug 17, 2021
Instrument	2021-0586134

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2026
Property Address	1292 PERSHING RD, CHULA VISTA, CA 91913-2514
Document Number	0000011525
Map Reference	MAP 15803
Instrument Date	Sep 24, 2025
Instrument	2026-0011525
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	525 B ST STE 2200, 2200, SAN DIEGO, CA 92101-4474

Mortgage

Document Number	0000011527
Date	Jan 14, 2026
Instrument	2026-0011527

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2020
Property Address	1292 PERSHING RD, CHULA VISTA, CA 91913-2514
Document Number	0000833164
Instrument Date	Dec 7, 2020
Instrument	833164
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1292 PERSHING RD CHULA VISTA CA 919132514, CHULA VISTA, CA 91913-2514

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2020
Property Address	1292 PERSHING RD, CHULA VISTA, CA 91913-2514
Document Number	0000833165
Map Reference	MAP 15803
Instrument Date	Nov 19, 2020
Instrument	2020-0833165
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 PERSHING RD, CHULA VISTA, CA 91913-2514

Mortgage

Document Number	0000833166
Date	Dec 24, 2020
Instrument	2020-0833166

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$772,851 (+2%) Land $255,789 Building $517,062
2025	$12,519.00 (+8.89%)	$757,698 (+4.04%) Land $250,774 Building $506,924
2023	$11,497.00 (+4.12%)	$728,278 Land $241,037 Building $487,241
2022	$11,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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