1297 Old Stone Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1297 Old Stone Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,798 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (May 2026)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A963000152`

Property Details

APN / Parcel Number

Primary APN	`A963000152`
Alternative APN	`3-157C-7285-00-0060.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	914 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A963000152
Street Address	1297 OLD STONE DR
City	O FALLON
State	MO
Zip	63368-8624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO MANOR LOT 60
Legal Subdivision	MONTICELLO MANOR
Legal Lot Number	60
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4008
Census Tract	311124

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1297 OLD STONE DR, O FALLON, MO 63368-8624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · VA Mortgage PARAMOUNT MORTGAGE
Nov 13, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	202624301
Prior Transfer Date	Apr 8, 2008
Prior Transfer Doc	0000264670
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 22, 2026
Property Address	1297 OLD STONE DR, O FALLON, MO 63368-8624
Document Number	0000024301
Instrument Date	May 20, 2026
Instrument	202624301
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 OLD STONE DR, O FALLON, MO 63368-8624

Mortgage

Document Number	0000024302,
Date	May 22, 2026
Instrument	202624302

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1297 OLD STONE DR, O FALLON, MO 63368-8624
Document Number	0000090063
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ENTERPRISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 OLD STONE DR O FALLON MO 633688624, O FALLON, MO 63368-8624

Mortgage

Document Number	0000090063
Date	Nov 19, 2020
Instrument	90063

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 28, 2018
Property Address	1297 OLD STONE DR, O FALLON, MO 63368-8624
Document Number	0069682142
Book / Page	6968 / 2142
Map Reference	MB 32 PG 257
Instrument Date	Aug 23, 2018
Instrument	20180828000491760
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	932 BENTLEY PARK CIR, 932, O FALLON, MO 63368-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 OLD STONE DR, O FALLON, MO 63368-8624

Mortgage

Document Number	20180828000491770
Date	Aug 28, 2018
Instrument	20180828000491770

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,032 (-)	$326,484 (-) Land $72,380 Building $254,104
2025	$3,958.00 (+11.24%)	$62,032 (+12.36%)	$326,484 (+12.36%) Land $72,380 Building $254,104
2024	$3,558.00 (+17.78%)
2023		$55,208 (+27.06%)
2022	$3,021.00	$43,450	$290,566 (+27.06%) Land $55,000 Building $235,566
2021			$228,686 Land $44,000 Building $184,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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