St. Charles County property record for 1280 Old Stone Dr, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,084 sqft · built 1995 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,308 (Dec 2025) |
| Tax Bill | $4,751 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A963000160 |
| Primary APN | A963000160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Living Area |
| Gross Area | 4,176 sqft |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 1,188 sqft |
| Finished Basement | 594 sqft |
| Unfinished Basement | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A963000160 |
|---|---|
| Street Address | 1280 OLD STONE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO MANOR LOT 68 |
| Legal Subdivision | MONTICELLO MANOR |
| Legal Lot Number | 68 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 311124 |
Source: St. Charles County records · APN A963000160
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1280 OLD STONE DR, O FALLON, MO 63368-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 05, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jan 13, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2025 · Amount on Record |
| Deed Sale | Dec 05, 2025 · Amount on Record |
| Prior Sale | Jan 14, 2016 · Amount on Record |
| Deed Document Number | 202554551 |
| Prior Transfer Date | Feb 13, 2014 |
| Prior Transfer Doc | 0061531085 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 05, 2025 |
| Property Address | 1280 OLD STONE DR, O FALLON, MO 63368-8623 |
| Document Number | 0000054551 |
| Map Reference | MB 32 PG 257-261 |
| Instrument Date | Dec 02, 2025 |
| Instrument | 2025R-054551 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1280 OLD STONE DR, O FALLON, MO 63368-8623 |
| Document Number | 0000054552 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 2025R-054552 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1280 OLD STONE DR, O FALLON, MO 63368-8623 |
| Document Number | 0000005680 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1280 OLD STONE DR O FALLON MO 633688623, O FALLON, MO 63368-8623 |
| Document Number | 0000005680 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 5680 |
| Name | UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,751.00 (+3.53%) | $74,596 (+4.48%) | $392,608 (+4.48%) Land $78,960 Building $313,648 |
| 2024 | $4,589.00 | ||
| 2023 | $71,400 | ||
| 2022 | $375,787 Land $60,000 Building $315,787 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111244, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Wisper ISP, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.
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