McDuffie County property record for 1297 Oak Ln, Thomson, GA 30824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,824 sqft · built 2021 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,000 (Aug 2021) |
| Tax Bill | $3,338 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040F 00000 029 000 |
| Primary APN | 0040F 00000 029 000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Heated Area |
| 1st Floor Area | 1,824 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3109 |
|---|---|
| Street Address | 1297 OAK LN |
| City | THOMSON |
| State | GA |
| Zip | 30824-4181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1297 OAK LN NE |
| Legal Subdivision | NORTHVIEW ACRES |
| Legal Lot Number | 29 |
| Jurisdiction | MCDUFFIE GA |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950200 |
Source: McDuffie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1297 OAK LN, THOMSON, GA 30824-4181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK |
| Aug 31, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED STATES OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2013 · Amount on Record |
| Deed Document Number | 2021710 |
| Deed Book / Page | 707 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 1297 OAK LN, THOMSON, GA 30824-4181 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1297 HARRISON DR EXT |
| Investor | Possibly a Property Investor |
| Document Number | 0000000698/0000000579 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 0000000698/0000000579 |
| Name | COLONY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Aug 31, 2021 |
| Property Address | 1297 OAK LN, THOMSON, GA 30824-4181 |
| Document Number | 000707/280 |
| Book / Page | 707 / 280 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021-000710 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1297 OAK LN, THOMSON, GA 30824-4181 |
| Document Number | 0000000707/0000000283 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 0000000707/0000000283 |
| Name | UNITED STATES OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jan 1, 2054 |
Source: McDuffie County assessment roll, as of January 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McDuffie County |
| Municipality | Thomson City |
| Unified School District | McDuffie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,827 (+5.66%) Land $6,671 Building $112,156 | $297,067 (+5.66%) Land $16,677 Building $280,390 | |
| 2025 | $3,338.00 (+1.52%) Homeowner's exemption | $112,457 (+5.19%) Land $6,508 Building $105,949 | $281,142 (+5.19%) Land $16,270 Building $264,872 |
| 2024 | $3,288.00 (+22.78%) Homeowner's exemption | $106,911 (+4.31%) Land $6,320 Building $100,591 | $267,278 (+4.31%) Land $15,800 Building $251,478 |
| 2023 | $2,678.00 (-7.53%) Homeowner's exemption | $102,498 (+9.58%) Land $6,000 Building $96,498 | $256,244 (+9.58%) Land $15,000 Building $241,244 |
| 2022 | $2,896.00 Homeowner's exemption | $93,534 Land $6,000 Building $87,534 | $233,834 Land $15,000 Building $218,834 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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