McDuffie County property record for 1277 Oak Ln, Thomson, GA 30824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,592 sqft · built 2021 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,650 (Aug 2021) |
| Tax Bill | $3,131 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040F 00000 031 000 |
| Primary APN | 0040F 00000 031 000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Heated Area |
| 1st Floor Area | 1,592 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3111 |
|---|---|
| Street Address | 1277 OAK LN |
| City | THOMSON |
| State | GA |
| Zip | 30824-4181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1277 OAK LN NE |
| Legal Subdivision | NORTHVIEW ACRES |
| Legal Lot Number | 31 |
| Jurisdiction | MCDUFFIE GA |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950200 |
Source: McDuffie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1277 OAK LN, THOMSON, GA 30824-4181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK |
| Aug 19, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2013 · Amount on Record |
| Deed Document Number | 2021677 |
| Deed Book / Page | 706 / 789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 1277 OAK LN, THOMSON, GA 30824-4181 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1277 HARRISON DR, THOMSON, GA 30824-4116 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000698/0000000561 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 0000000698/0000000561 |
| Name | COLONY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Aug 19, 2021 |
| Property Address | 1277 OAK LN, THOMSON, GA 30824-4181 |
| Document Number | 000706/789 |
| Book / Page | 706 / 789 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021-000677 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1277 OAK LN, THOMSON, GA 30824-4181 |
| Document Number | 0000000706/0000000792 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 0000000706/0000000792 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: McDuffie County assessment roll, as of January 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McDuffie County |
| Municipality | Thomson City |
| Unified School District | McDuffie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,667 (+5.58%) Land $6,671 Building $98,996 | $264,166 (+5.58%) Land $16,677 Building $247,489 | |
| 2025 | $3,131.00 (+3.85%) | $100,079 (+5.15%) Land $6,508 Building $93,571 | $250,198 (+5.15%) Land $16,270 Building $233,928 |
| 2024 | $3,015.00 (+1.41%) | $95,174 (+4.26%) Land $6,320 Building $88,854 | $237,935 (+4.26%) Land $15,800 Building $222,135 |
| 2023 | $2,973.00 (+5.95%) | $91,284 (+8.63%) Land $6,000 Building $85,284 | $228,210 (+8.63%) Land $15,000 Building $213,210 |
| 2022 | $2,806.00 | $84,035 Land $6,000 Building $78,035 | $210,088 Land $15,000 Building $195,088 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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