1297 NE Big Berry Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1297 NE Big Berry Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,810 sqft · built 2006
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2019)
Tax Bill	$4,356 (2026)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8468-00-00027-0`

Property Details

APN / Parcel Number

Primary APN	`S8468-00-00027-0`
Alternative APN	`806343`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,810 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,173 sqft
Upper Floors Area	639 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1297 NE BIG BERRY LOOP
City	OAK HARBOR
State	WA
Zip	98277-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURY PARK PRD LOT 27
Legal Subdivision	WOODBURY PARK PRD
Legal Lot Number	27
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1012
Census Tract	970402

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1297 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALASKA USA MORTGAGE CO LLC
May 31, 2019	Warranty Deed, Transfer · ARM ALASKA USA MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	20194464633
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1297 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004500363
Date	Oct 26, 2020
Instrument	4500363

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company
Address	ANCHORAGE, AK 99503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	May 31, 2019
Property Address	1297 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007
Document Number	0004464633
Map Reference	VOL 13 PG 282&283
Instrument Date	May 23, 2019
Instrument	4464633
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND T&E OF ISLAND CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,701.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007

Mortgage

Document Number	0004464634
Date	May 31, 2019
Instrument	4464634

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2034
Min Rate At Change	2.5%
Max Rate At Change	9%
Index	10-Year TN
Max Rate	9%

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,356.00 (+16.25%)
2025		$476,518 (+5.33%) Land $170,000 Building $306,518	$476,518 (+5.33%) Land $170,000 Building $306,518
2023	$3,747.00	$452,425 (+8.24%) Land $160,000 Building $292,425	$452,425 (+8.24%) Land $160,000 Building $292,425
2022		$417,965 Land $150,000 Building $267,965	$417,965 Land $150,000 Building $267,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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