1242 NE Big Berry Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1242 NE Big Berry Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,752 sqft · built 2006
Lot Size	0.126 acres (5,475 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jan 2020)
Tax Bill	$4,482 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8468-00-00015-0`

Property Details

APN / Parcel Number

Primary APN	`S8468-00-00015-0`
Alternative APN	`806331`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	1,752 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	870 sqft
Upper Floors Area	897 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,475 sqft (0.126 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1242 NE BERRY LOOP
City	OAK HARBOR
State	WA
Zip	98277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURY PARK PRD LOT 15
Legal Subdivision	WOODBURY PARK PRD
Legal Lot Number	15
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1011
Census Tract	970402

Owner

1242 NE Big Berry Loop is owned by an individual who bought it in January 2020.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1242 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 22, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Mar 28, 2018	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	20204479738
Prior Transfer Date	Mar 5, 2015
Prior Transfer Doc	0004396137
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1242 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004497943
Date	Sep 29, 2020
Instrument	4497943

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 22, 2020
Property Address	1242 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007
Document Number	0004479738
Map Reference	VOL 13 PG 282
Instrument Date	Jan 21, 2020
Instrument	4479738
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND CNTY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007

Mortgage

Document Number	0004479739
Date	Jan 22, 2020
Instrument	4479739

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 28, 2018
Property Address	1242 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007
Document Number	0004441550
Map Reference	VOL13 PG282
Instrument Date	Mar 12, 2018
Instrument	4441550
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND COUN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,665.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7007
Investor	Possibly a Property Investor

Mortgage

Document Number	0004441551
Date	Mar 28, 2018
Instrument	4441551

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1242 NE Big Berry Loop was $4,482.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,482.00
2025		$490,360 Land $170,000 Building $320,360	$490,360 Land $170,000 Building $320,360
2023	$3,915.00	$472,886 (+8.3%) Land $160,000 Building $312,886	$472,886 (+8.3%) Land $160,000 Building $312,886
2022		$436,646 Land $150,000 Building $286,646	$436,646 Land $150,000 Building $286,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1242 NE Big Berry Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1242 NE Big Berry Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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