1297 Flagstone Dr, Dyer, IN 46311 Property Records

Lake County property record for 1297 Flagstone Dr, Dyer, IN 46311

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,116 sqft · built 2007
Lot Size0.282 acres (12,284 sqft)
OwnerTrust Name on File
Tax Bill$4,760 (2024)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN009-12-14-0457-0012

Property Details

APN / Parcel Number

Primary APN009-12-14-0457-0012
Alternative APN
  • 45-11-07-403-025.000-034

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,116 sqft Living Area
Basement Area1,328 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area12,284 sqft (0.282 acres)
Lot Dimensions150 ft deep x 82 ft wide
Garage TypeAttached
Garage Area712 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number009-12-14-0457-0012
Street Address1297 FLAGSTONE DR
CityDYER
StateIN
Zip46311-2284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEARTHSTONE SUBDIVISION PHASE 3 LOT 84
Legal SubdivisionHEARTHSTONE
Legal Phase3
Legal Lot Number84
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group2
Census Block2001
Census Tract42804

Owner

1297 Flagstone Dr is owner-occupied and held in a trust since August 2025.

Source: Lake County records, as of March 18, 2026

Owner of RecordTrust Name on File
Mailing Address1297 FLAGSTONE DR, DYER, IN 46311-2284
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2007
Deed SaleAug 13, 2007
Prior SaleDec 29, 2008
Deed Document Number2007065508
Last Transfer DateAug 1, 2025
Transfer Doc0000019518
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1297 FLAGSTONE DR, DYER, IN 46311-2284
Transaction TypeMortgage
Record UpdatedJun 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010585
DateMay 27, 2021
Instrument2021-510585
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalityDyer Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$467,100 Land $81,600 Building $385,500$467,100 Land $81,600 Building $385,500
2024$4,760.00
2023$408,700 (+3.13%) Land $81,600 Building $327,100$408,700 (+3.13%) Land $81,600 Building $327,100
2022$4,854.00 Homeowner's exemption$396,300 Land $81,600 Building $314,700$396,300 Land $81,600 Building $314,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1297 Flagstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1297 Flagstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDYER WATER DEPARTMENT
serves 16,800 people · EPA ID IN5245011
Water SourcePurchased surface water from HIGHLAND WATER WORKS
Last State InspectionJan 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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