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1285 Flagstone Dr, Dyer, IN 46311 Property Records

Lake County property record for 1285 Flagstone Dr, Dyer, IN 46311

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,203 sqft · built 2006
Lot Size0.292 acres (12,763 sqft)
Owner2 Owner Names on Record
Tax Bill$4,253 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN009-12-14-0451-0013

Property Details

APN / Parcel Number

Primary APN009-12-14-0451-0013
Alternative APN
  • 45-11-07-403-024.000-034

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,203 sqft Living Area
Basement Area1,269 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area12,763 sqft (0.292 acres)
Lot Dimensions150 ft deep x 85 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number009-12-14-0451-0013
Street Address1285 FLAGSTONE DR
CityDYER
StateIN
Zip46311-2284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEARTHSTONE SUBDIVISION PHASE 2 LOT 83
Legal SubdivisionHEARTHSTONE
Legal Phase2
Legal Lot Number83
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group2
Census Block2001
Census Tract42804

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address1285 FLAGSTONE DR, DYER, IN 46311-2284
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Feb 20, 2020Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK SB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2011
Deed SaleDec 29, 2011
Prior SaleDec 29, 2011
Deed Document Number0000075471
Last Transfer DateJan 16, 2013
Transfer Doc0000003817
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1285 FLAGSTONE DR, DYER, IN 46311-2284
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014060
DateFeb 12, 2021
Instrument2021-014060
Lender
NamePEOPLES BANK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1285 FLAGSTONE DR, DYER, IN 46311-2284
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012475
DateFeb 20, 2020
Instrument2020 012475
Lender
NamePEOPLES BANK SB
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJan 28, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalityDyer Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411,000 (+11.11%) Land $84,600 Building $326,400$411,000 (+11.11%) Land $84,600 Building $326,400
2024$4,253.00 (-2.25%)
2023$369,900 (+3.53%) Land $84,600 Building $285,300$369,900 (+3.53%) Land $84,600 Building $285,300
2022$4,351.00 Homeowner's exemption$357,300 Land $84,600 Building $272,700$357,300 Land $84,600 Building $272,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDYER WATER DEPARTMENT
serves 16,800 people · EPA ID IN5245011
Water SourcePurchased surface water from HIGHLAND WATER WORKS
Last State InspectionJan 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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