Brevard County property record for 1297 Cimarron Cir NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,858 sqft · built 1974 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Apr 2022) |
| Tax Bill | $2,033 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2022 Sale + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 28-37-22-51-*-21 |
| Primary APN | 28-37-22-51-*-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 1,858 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Florida Room |
| Porch Area | 230 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2831848 |
|---|---|
| Street Address | 1297 CIMARRON CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-3929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | EL PUEBLO BONITO LOT 21 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | EL PUEBLO BONITO |
| Legal Lot Number | 21 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 65129 |
1297 Cimarron Cir NE is owned and occupied by two individuals who bought it in April 2022.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage EDUCATIONAL FCU |
| Feb 4, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 15, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Dec 19, 2017 | Grant Deed, Transfer CIMARRON CIRCLE CAPITAL I (CT) |
| Dec 12, 2017 | Warranty Deed, Transfer SOUTHEAST PROF TITLE L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on File |
| Deed Sale | Apr 18, 2022 · Amount on File |
| Prior Sale | Feb 4, 2022 · Amount on File |
| Deed Document Number | 202296728 |
| Deed Book / Page | 9478 / 1937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 18, 2022 |
| Property Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Document Number | 0094781937 |
| Book / Page | 9478 / 1937 |
| Map Reference | MB 23 PG 139 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022096728 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Document Number | 0094781939 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 9478/1939 |
| Name | EDUCATIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 4, 2022 |
| Property Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Document Number | 0094060005 |
| Book / Page | 9406 / 5 |
| Map Reference | MB 23 PG 139 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022029249 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 BARCELONA BLVD, MERRITT ISLAND, FL 32952-5032 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0084371865 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 8437/1865 |
| Instrument | 2019102227 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 15, 2018 |
| Property Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Document Number | 0081641348 |
| Book / Page | 8164 / 1348 |
| Map Reference | MB23 PG139 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018108927 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 W HIBISCUS BLVD STE 403, 1103, MELBOURNE, FL 32901-2717 |
| Name | Verified Name |
|---|---|
| Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Document Number | 2018108928 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 2018108928 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Document Number | 0080520113 |
| Book / Page | 008052 / 000113 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 263856 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | SOUTHEAST PROF TITLE L |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1103 W HIBISCUS BLVD #403 MELBOURNE FL 329012717, 403, MELBOURNE, FL 32901-2717 |
| Document Number | 80520117 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 008052/000117 |
| Instrument | 263858 |
| Name | CIMARRON CIRCLE CAPITAL I (CT) |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Dec 18, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 12, 2017 |
| Property Address | 1297 CIMARRON CIR NE, PALM BAY, FL 32905-3929 |
| Document Number | 0080461967 |
| Book / Page | 008046 / 001967 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 257886 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | SOUTHEAST PROF TITLE L |
| Amount | Amount on Record |
|---|---|
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2440 SAND LAKE RD ORLANDO FL 328099121, ORLANDO, FL 32809-9121 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1297 Cimarron Cir NE was $2,033 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,300 (+2.7%) | $322,340 (+7.25%) | |
| 2025 | $2,033.00 Homeowner's exemption | $150,250 | $300,560 Land $50,000 Building $250,560 |
| 2023 | $1,922.00 (-59%) Homeowner's exemption | $141,770 (-42.8%) | $299,830 (+20.96%) Land $40,000 Building $259,830 |
| 2022 | $4,688.00 | $247,870 Land $35,000 Building $212,870 | $247,870 Land $35,000 Building $212,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1297 Cimarron Cir NE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1297 Cimarron Cir NE is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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