1286 Cimarron Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1286 Cimarron Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,794 sqft · built 1973
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Oct 2026)
Tax Bill$4,783 (2025)
Deeds & MortgagesOct 2026 Mortgage
Oct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-22-51-*-17

Property Details

APN / Parcel Number

Primary APN28-37-22-51-*-17
Alternative APNs
  • 28-37-22-51-00000.0-0017.00
  • 2831844

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,794 sqft Living Area
Gross Area2,322 sqft
1st Floor Area1,794 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area414 sqft

Exterior Amenities

PorchSlab
Porch Area114 sqft
Deck Area624 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2831844
Street Address1286 CIMARRON CIR NE
CityPALM BAY
StateFL
Zip32905-3928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionEL PUEBLO BONITO LOT 17
Legal Range37E
Legal Township28S
Legal Section22
Legal SubdivisionEL PUEBLO BONITO
Legal Lot Number17
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1001
Census Tract65129

Owner

1286 Cimarron Cir NE is owned and occupied by two individuals who bought it in October 2026.

Source: Brevard County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1286 CIMARRON CIR NE, PALM BAY, FL 32905-3928
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Oct 5, 2026Warranty Deed, Transfer · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2026 · Amount on File
Deed SaleOct 5, 2026 · Amount on File
Prior SaleMay 27, 1999 · Amount on File
Deed Document Number2026203735
Deed Book / Page10742 / 2457
Prior Transfer DateSep 28, 2026
Prior Transfer Doc0000203735
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateOct 5, 2026
Property Address1286 CIMARRON CIR NE, PALM BAY, FL 32905-3928
Document Number0000204116
Book / Page10743 / 668
Instrument DateSep 30, 2026
Instrument2026204116
Transaction TypeMortgage
Record UpdatedOct 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286 CIMARRON CIR NE, PALM BAY, FL 32905-3928

Mortgage

Document Number0000204116,
DateOct 5, 2026
Book Page10743/668
Instrument2026204116
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 5, 2026
Property Address1286 CIMARRON CIR NE, PALM BAY, FL 32905-3928
Document Number0000203735
Book / Page10742 / 2457
Instrument DateSep 28, 2026
Instrument2026203735
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyACURA TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$183,820.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286 CIMARRON CIR NE, PALM BAY, FL 32905-3928

Mortgage

Document Number0000203736,
DateOct 5, 2026
Book Page10742/2460
Instrument2026203736
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1286 Cimarron Cir NE was $4,783.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,700 (+8.42%)$282,700 (+8.42%)
2025$4,783.00$260,750 Land $50,000 Building $210,750$260,750 Land $50,000 Building $210,750
2023$4,829.00 (-1.63%)$257,630 (-0.79%) Land $40,000 Building $217,630$257,630 (-0.79%) Land $40,000 Building $217,630
2022$4,909.00$259,680 Land $35,000 Building $224,680$259,680 Land $35,000 Building $224,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1286 Cimarron Cir NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1286 Cimarron Cir NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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