1297 Beechfern Cir, Elgin, SC 29045 Property Records

Richland County property record for 1297 Beechfern Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,684 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Sep 2019)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25815-02-33`

Property Details

APN / Parcel Number

Primary APN	`25815-02-33`
Alternative APNs	`R25815-02-33` `02106465`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,684 sqft Heated Area
Gross Area	3,280 sqft
1st Floor Area	1,588 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	388 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02106465
Street Address	1297 BEECHFERN CIR
City	ELGIN
State	SC
Zip	29045-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 78 80.1X150X80X150 #SU PARK PH 3-A #PR RB2057-671 2123-1701
Legal Subdivision	THE PARK @ WOODCREEK
Legal Lot Number	78,80
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2111
Census Tract	11407

Owner

Source: Richland County records · APN 25815-02-33

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1297 BEECHFERN CIR, ELGIN, SC 29045-6407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	201969038
Deed Book / Page	2429 / 961
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 18, 2019
Property Address	1297 BEECHFERN CIR, ELGIN, SC 29045-6407
Document Number	2429/0961
Book / Page	002429 / 000961
Instrument Date	Sep 16, 2019
Instrument	69038
Transaction Type	Transfer
Record Updated	Oct 09, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$932.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1297 BEECHFERN CIR ELGIN SC 290456407, ELGIN, SC 29045-6407

Mortgage

Document Number	2429/0965
Date	Sep 18, 2019
Book Page	002429/000965
Instrument	69039

Lender

Name	RESOURCE FIN'L SVC
Type	Funding / Finance Company
Address	COLUMBIA, SC 29205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00 (+14.53%)	$289,800 (+2,775%)	$371,400 (+47.38%) Land $65,100 Building $306,300
2023	$2,430.00 (-0.12%)	$10,080 (-)	$252,000 (-)
2021	$2,433.00	$10,080	$252,000 Land $44,000 Building $208,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COLUMBIA serves 354,068 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.