Richland County property record for 1285 Beechfern Cir, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,574 sqft · built 2016 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $505,000 (Jan 2026) |
| Tax Bill | $4,307 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25815-02-35 |
| Primary APN | 25815-02-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,574 sqft Heated Area |
| Gross Area | 4,443 sqft |
| 1st Floor Area | 1,581 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 183 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02106483 |
|---|---|
| Street Address | 1285 BEECHFERN CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-6407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 76 80X150X80X150 #SU PARK PH 3-A #PR RB2057-671 |
| Legal Subdivision | THE PARK @ WOODCREEK |
| Legal Lot Number | 76,80 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1285 BEECHFERN CIR, ELGIN, SC 29045-6407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2024 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Aug 18, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2023 · Amount on Record |
| Deed Document Number | 20263560 |
| Deed Book / Page | 3093 / 3565 |
| Prior Transfer Date | Feb 26, 2016 |
| Prior Transfer Doc | 0020931837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1285 BEECHFERN CIR, ELGIN, SC 29045-6407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 CORINTH CT, ELGIN, SC 29045-7142 |
| Document Number | 0029713604 |
|---|---|
| Date | Nov 13, 2024 |
| Book Page | 2971/3604 |
| Instrument | 2024050656 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 23, 2026 |
| Property Address | 1285 BEECHFERN CIR, ELGIN, SC 29045-6407 |
| Document Number | 0030933565 |
| Book / Page | 3093 / 3565 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2026003560 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,313.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1285 BEECHFERN CIR, ELGIN, SC 29045-6407 |
| Document Number | 2026003561 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026003561 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 18, 2017 |
| Property Address | 1285 BEECHFERN CIR, ELGIN, SC 29045-6407 |
| Document Number | 2237/1717 |
| Book / Page | 002237 / 001717 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 62379 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $314.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 TECHNOLOGY CIR #150 COLUMBIA SC 292038407, 150, COLUMBIA, SC 29203-8407 |
| Investor | Possibly a Property Investor |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,307.00 (+34.47%) | $13,864 (-97.08%) | $475,000 (-) Land $65,100 Building $409,900 |
| 2024 | $475,000 (+3,326.14%) Land $65,100 Building $409,900 | $475,000 (+37.05%) Land $65,100 Building $409,900 | |
| 2023 | $3,203.00 (-0.68%) | $13,864 (+0.03%) | $346,600 (-) |
| 2021 | $3,225.00 | $13,860 | $346,600 Land $44,000 Building $302,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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