Montgomery County property record for 1297 Beech Trl, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,826 sqft · built 2001 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $336,000 (Apr 2020) |
| Tax Bill | $11,080 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67-28626-0001 |
| Primary APN | O67-28626-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,826 sqft Living Area |
| Gross Area | 4,310 sqft |
| 1st Floor Area | 1,383 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 16,640 sqft (0.382 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1297 BEECH TRL |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-4768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 103 CHELSEA TRACE SUBDIVISION SEC 4 |
| Legal Subdivision | CHELSEA TRACE SUBD |
| Legal Lot Number | 103 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40305 |
Source: Montgomery County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1297 BEECH TRL, DAYTON, OH 45458-4768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 10, 2020 | Warranty Deed, Transfer DAS ACQUISITION |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2020 · Amount on Record |
| Deed Sale | Apr 10, 2020 · Amount on Record |
| Prior Sale | Nov 8, 2001 · Amount on Record |
| Deed Document Number | 202021439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1297 BEECH TRL, DAYTON, OH 45458-4768 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057827 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021-00057827 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 10, 2020 |
| Property Address | 1297 BEECH TRL, DAYTON, OH 45458-4768 |
| Document Number | 0000021439 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 21439 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1297 BEECH TRL DAYTON OH 454584768, DAYTON, OH 45458-4768 |
| Document Number | 21440 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 21440 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1297 BEECH TRL, DAYTON, OH 45458-4768 |
| Document Number | 0000073809 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1297 BEECH TRL CENTERVILLE OH 454584768, CENTERVILLE, OH 45458-4768 |
| Document Number | 0000073809 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 73809 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 17, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,080.00 | $165,680 (-) Land $25,680 Building $140,000 | $473,360 (-) Land $73,360 Building $400,000 |
| 2024 | $11,080.00 (+8.66%) | ||
| 2023 | $10,197.00 (+3.89%) | $165,680 (+31.31%) Land $25,680 Building $140,000 | $473,360 (+31.31%) Land $73,360 Building $400,000 |
| 2022 | $9,815.00 | $126,170 Land $19,600 Building $106,570 | |
| 2020 | $360,480 Land $56,000 Building $304,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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