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12965 Hwy 9, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 12965 Hwy 9, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,674 sqft · built 1931
Lot Size0.192 acres (8,364 sqft)
Owner2 Individual Names on Record
Last Sale$599,000 (Jun 2016)
Tax Bill$8,639 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN081-173-05

Property Details

APN / Parcel Number

Primary APN081-173-05
Alternative APN
  • 081-173-05-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,674 sqft Living Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,364 sqft (0.192 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12965 HIGHWAY 9
CityBOULDER CREEK
StateCA
Zip95006-9587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionBOULDER CRK
Legal Block1
Legal Lot Number7,8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group4
Census Block4021
Census Tract120400

Owner

Source: Santa Cruz County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12965 HIGHWAY 9, BOULDER CREEK, CA 95006-9587
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2016 · Amount on Record
Deed SaleJun 3, 2016 · Amount on Record
Prior SaleApr 30, 2015 · Amount on Record
Deed Document Number201619765
Prior Transfer DateSep 12, 2005
Prior Transfer Doc0000073899
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address12965 HIGHWAY 9, BOULDER CREEK, CA 95006-9587
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12965 HIGHWAY 9, BOULDER CREEK, CA 95006-9587

Mortgage

Document Number0000042927
DateAug 17, 2021
Instrument2021-0042927
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$723,276 (+2%) Land $467,292 Building $255,984
2025$8,639.00 (+4.42%) Homeowner's exemption$709,095 (+4.04%) Land $458,130 Building $250,965
2023$8,273.00 (+2.43%) Homeowner's exemption$681,560 Land $440,340 Building $241,220$719,280
2022$8,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1982–2023)
Claims Outside the SFHA4 of 11
Most Recent ClaimFeb 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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