Santa Cruz County property record for 12895 Hwy 9, Boulder Creek, CA 95006
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,716 sqft · built 1869 |
| Lot Size | 0.511 acres (22,259 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Dec 2008) |
| Tax Bill | $10,329 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-202-08 |
| Primary APN | 081-202-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,716 sqft Living Area |
| Gross Area | 3,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1869 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 22,259 sqft (0.511 acres) |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 690 sqft |
| Patio Area | 690 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12895 HIGHWAY 9 |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-9114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | LORENZO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 120400 |
12895 Hwy 9 is owned and occupied by an individual who acquired it in March 2020.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12895 HIGHWAY 9, BOULDER CREEK, CA 95006-9114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2008 · Amount on File |
| Deed Sale | Dec 2, 2008 · Amount on File |
| Prior Sale | Aug 24, 2001 |
| Deed Document Number | 200847674 |
| Last Transfer Date | Mar 27, 2020 |
| Transfer Doc | 0000011130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 1, 2020 |
| Property Address | 12895 HIGHWAY 9, BOULDER CREEK, CA 95006-9114 |
| Document Number | 0000011130 |
| Map Reference | VOL 8 PG 32 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020-0011130 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12895 HIGHWAY 9, BOULDER CREEK, CA 95006-9114 |
| Document Number | 0000011131 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2020-0011131 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 12895 Hwy 9 was $10,329 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $873,705 (+2%) Land $394,055 Building $479,650 | ||
| 2025 | $10,329.00 Homeowner's exemption | $856,573 Land $386,328 Building $470,245 | |
| 2023 | $9,993.00 (+2.4%) | $823,312 Land $371,327 Building $451,985 | $941,220 |
| 2022 | $9,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12895 Hwy 9 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1982–2023) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Feb 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12895 Hwy 9 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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