12965 Cantigny Way E, Carmel, IN 46033 Property Records

Hamilton County property record for 12965 Cantigny Way E, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,271 sqft · built 1999
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Tax Bill$3,617 (2024)
Flood ZoneZone X (minimal risk)
APN29-10-27-020-011.000-018

Property Details

APN / Parcel Number

Primary APN29-10-27-020-011.000-018
Alternative APN
  • 1610270020011000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,271 sqft Living Area
1st Floor Area1,423 sqft
2nd Floor Area848 sqft
Basement Area1,423 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions216 ft deep x 79 ft wide
Garage TypeAttached
Garage Area848 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610270020011000
Street Address12965 CANTIGNY WAY E
CityCARMEL
StateIN
Zip46033-8696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .48, SECTION 27, TOWNSHIP 18, RANGE 4, PLUM CREEK RIDGE, SECTION 3, LOT 102, IRREGULAR SHAPE
Legal Range04
Legal Township18
Legal Section27
Legal SubdivisionPLUM CREEK RIDGE
Legal Block3
Legal Lot Number102
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1001
Census Tract110912

Owner

12965 Cantigny Way E is owned and occupied by two individuals who acquired it in May 2003.

Source: Hamilton County records, as of March 4, 2026

Owner of Record2 Individual Names on File
Mailing Address12965 CANTIGNY WAY E, CARMEL, IN 46033-8696
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2003
Deed SaleMay 28, 2003
Deed Document Number200300051189
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$392,000 (+16.08%) Land $123,600 Building $268,400$392,000 (+16.08%) Land $123,600 Building $268,400
2024$3,617.00$337,700 (-) Land $123,600 Building $214,100$337,700 (-) Land $123,600 Building $214,100
2023$337,700 (+2.43%) Land $123,600 Building $214,100$337,700 (+2.43%) Land $123,600 Building $214,100
2022$3,741.00 Homeowner's exemption$329,700 Land $109,500 Building $220,200$329,700 Land $109,500 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12965 Cantigny Way E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12965 Cantigny Way E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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