12960 Cantigny Way E, Carmel, IN 46033 Property Records

Hamilton County property record for 12960 Cantigny Way E, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,811 sqft · built 1999
Lot Size0.289 acres (12,632 sqft)
OwnerTrust Name on File
Last Sale$424,000 (Apr 2024)
Tax Bill$2,615 (2024)
Deeds & MortgagesApr 2024 Sale
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-27-020-023.000-018

Property Details

APN / Parcel Number

Primary APN29-10-27-020-023.000-018
Alternative APN
  • 1610270020023000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,811 sqft Living Area
1st Floor Area1,811 sqft

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Roof MaterialAsphalt
Lot Area12,632 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeAttached
Garage Area496 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610270020023000
Street Address12960 CANTIGNY WAY E
CityCARMEL
StateIN
Zip46033-8696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .29, SECTION 27, TOWNSHIP 18, RANGE 4, PLUM CREEK RIDGE, SECTION 3, LOT 114
Legal Range04
Legal Township18
Legal Section27
Legal SubdivisionPLUM CREEK RIDGE
Legal Block3
Legal Lot Number114
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1002
Census Tract110912

Owner

12960 Cantigny Way E is owner-occupied and held in a trust since April 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordTrust Name on File
Mailing Address12960 CANTIGNY WAY E, CARMEL, IN 46033-8696
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Warranty Deed, Transfer
MERIDIAN TITLE CORPORATION
Nov 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2024 · Amount on File
Deed SaleApr 3, 2024 · Amount on File
Prior SaleSep 1, 2006
Deed Document Number2024011427
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateApr 3, 2024
Property Address12960 CANTIGNY WAY E, CARMEL, IN 46033-8696
Document Number0000011427
Map ReferenceDOC 1998-59918
Instrument DateApr 1, 2024
Instrument2024011427
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyMERIDIAN TITLE CORPORATION

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address12960 CANTIGNY WAY, CARMEL, IN 46033-8696

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12960 CANTIGNY WAY, CARMEL, IN 46033-8696
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057154
DateNov 17, 2017
Instrument2017057154
Lender
NameUNITED SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45248
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueDec 1, 2027

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$296,200 (+15.03%) Land $113,300 Building $182,900$296,200 (+15.03%) Land $113,300 Building $182,900
2024$2,615.00 (+3.2%)$257,500 (-) Land $113,300 Building $144,200$257,500 (-) Land $113,300 Building $144,200
2023$2,534.00 (-4.99%)$257,500 (+3.58%) Land $113,300 Building $144,200$257,500 (+3.58%) Land $113,300 Building $144,200
2022$2,667.00$248,600 Land $100,300 Building $148,300$248,600 Land $100,300 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12960 Cantigny Way E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12960 Cantigny Way E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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