12964 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12964 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,527 sqft · built 1994
Lot Size	0.036 acres (1,548 sqft)
Owner	Company Name on Record
Last Sale	$294,900 (Oct 2025)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-20540-03-050`

Property Details

APN / Parcel Number

Primary APN	`01-20540-03-050`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,527 sqft Living Area
Gross Area	1,945 sqft
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	1,548 sqft (0.036 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12964 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-8656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DIAMOND PATH TOWNHOMES CIC NO 130 5 3 LOT 5 BLK 3 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT B
Legal Subdivision	DIAMOND PATH TOWNHOMES CIC NO 130
Legal Block	3
Legal Lot Number	5
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1014
Census Tract	60840

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12964 ECHO LN, SAINT PAUL, MN 55124-8656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed, Transfer GCS TITLE
Sep 12, 2025	Warranty Deed, Transfer DCA TITLE
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	20253695067
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 9, 2025
Property Address	12964 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003695067
Instrument Date	Sep 18, 2025
Instrument	3695067
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	GCS TITLE

Transaction

Amount	Amount Recorded
Tax	$973.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12964 ECHO LN, APPLE VALLEY, MN 55124-8656

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Sep 12, 2025
Property Address	12964 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003691362
Instrument Date	Aug 15, 2025
Instrument	3691362
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Tax	$1,584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4910 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 13, 2019
Property Address	12964 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003337473
Instrument Date	Aug 30, 2019
Instrument	3337473
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	EAGLE CREEK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12964 ECHO LN, APPLE VALLEY, MN 55124-8656

Mortgage

Document Number	0003337474
Date	Nov 13, 2019
Instrument	3337474

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,540.00	$281,900 (+1.4%) Land $72,800 Building $209,100	$281,900 (+1.4%) Land $72,800 Building $209,100
2024		$278,000 Land $70,900 Building $207,100	$278,000 Land $70,900 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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