12962 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12962 Echo Ln, Apple Valley, MN 55124 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1994
Square Footage1,505 sqft Living Area
Lot Size2,193 sqft (0.05 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2022)
Tax Bill$3,416.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-20540-03-060

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,505 sqft Living Area
Gross Area1,923 sqft Gross Area
1st Floor1,026 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse Style
Construction TypeWood Construction
Lot Area2,193 sqft (0.05 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area418 sqft Garage

Location & Zoning

Street Address12962 ECHO LN
CitySAINT PAUL
StateMN
Zip55124-8656
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionDIAMOND PATH TOWNHOMES CIC NO 130 6 3 LOT 6 BLK 3 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT B
Legal SubdivisionDIAMOND PATH TOWNHOMES CIC NO 130
Legal Block3
Legal Lot Number6
JurisdictionDAKOTA MN
Minor Civil DivisionAPPLE VALLEY
Census Blockgroup1
Census Block1014
Census Tract60840

Owner

Source: Dakota County records · APN 01-20540-03-060

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12962 ECHO LN, SAINT PAUL, MN 55124-8656
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2022Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Jun 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK NA
Aug 28, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ALERUS FINANCIAL NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2022 · Amount on Record
Deed SaleMay 25, 2022 · Amount on Record
Prior SaleAug 28, 2017 · Amount on Record
Deed Doc Number20221416330
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateJun 01, 2022
Property Address12962 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number0003542441
Instrument DateMay 25, 2022
Instrument3542441
Transaction TypeTransfer
Record UpdatedJul 01, 2022
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,039.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12962 ECHO LN, APPLE VALLEY, MN 55124-8656

Mortgage

Document Number0003542442
DateJun 01, 2022
Instrument3542442
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address12962 ECHO LN, APPLE VALLEY, MN 55124-8656
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanyDCA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003465920
DateJun 01, 2021
Instrument3465920
Lender
NameMERCHANTS BANK NA
TypeBank
AddressWINONA, MN 55987
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateAug 28, 2017
Property Address12962 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number0003209894
Instrument DateAug 21, 2017
Instrument3209894
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyTITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$673.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12962 ECHO LN, SAINT PAUL, MN 55124-8656

Mortgage

Document Number0003209895
DateAug 28, 2017
Instrument3209895
Lender
NameALERUS FINANCIAL NA
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,416.00 (+29.79%)$287,700 (+11.82%) Land $80,000 Building $207,700$287,700 (+11.82%) Land $80,000 Building $207,700
2023$2,632.00 Homeowner's exemption
2022$257,300 Land $76,100 Building $181,200$257,300 Land $76,100 Building $181,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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