Cheboygan County property record for 12961 Spruce St, Wolverine, MI 49799
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jul 2026) |
| Tax Bill | $1,146 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-V13-003-004-00 |
| Primary APN | 253-V13-003-004-00 |
|---|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Street Address | 12961 SPRUCE ST |
|---|---|
| City | WOLVERINE |
| State | MI |
| Zip | 49799-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF THE VILLAGE OF TORREY, W 16FT OF LOT 3, BLK 3. **AND** ENTIRE LOT 4 & N 16FT OF LOT 5, BLK 3. (SEC 6, T33N,R2W) |
| Legal Range | 02W |
| Legal Township | 003 |
| Legal Section | 06 |
| Legal Subdivision | VILLAGE OF TORREY |
| Legal Block | 3 |
| Legal Lot Number | 3-5 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 960800 |
Source: Cheboygan County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 660 W COURT ST, BOYNE CITY, MI 49712-8955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Jul 1, 2026 | Warranty Deed, Transfer |
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Jul 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Mar 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AWAKON FEDERAL CREDIT UNION |
| Jul 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 27, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance AWAKON FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2026 |
| Deed Book / Page | 1586 / 44 |
| Prior Transfer Date | Jul 26, 2021 |
| Prior Transfer Doc | 001457/898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 7, 2026 |
| Property Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 1586000515 |
| Book / Page | 1586 / 515 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 660 W COURT ST, BOYNE CITY, MI 49712-8955 |
| Document Number | 1586000515, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 1586/515 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 1, 2026 |
| Property Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 1586000044 |
| Book / Page | 1586 / 44 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 660 W COURT ST, BOYNE CITY, MI 49712-8955 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 7, 2026 |
| Property Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 1586000515 |
| Book / Page | 1586 / 515 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 660 W COURT ST, BOYNE CITY, MI 49712-8955 |
| Document Number | 1586000515, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 1586/515 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 1, 2026 |
| Property Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 1586000041 |
| Book / Page | 1586 / 41 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1586000515, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 1586/515 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001381/172 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 1381/172 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 1, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 30, 2021 |
| Property Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 1457/898 |
| Book / Page | 1457 / 898 |
| Instrument Date | Jul 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Mar 27, 2019 |
| Property Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 1381/169 |
| Book / Page | 1381 / 169 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12961 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 1381/172 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 1381/172 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 1, 2024 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Nunda Township |
| Municipality | Wolverine Village |
| Unified School District | Wolverine Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,500 (+53.32%) | $157,000 (+53.32%) | |
| 2025 | $1,146.00 (+1.6%) Homeowner's exemption | $51,200 (-2.29%) | $102,400 (-2.29%) |
| 2024 | $1,128.00 (+10.59%) | ||
| 2023 | $52,400 | $104,800 | |
| 2022 | $1,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH POINTE III APARTMENTS private · serves 32 people · EPA ID MI0006117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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