Cheboygan County property record for 12932 Spruce St, Wolverine, MI 49799
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Jun 2021) |
| Tax Bill | $1,816 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-M07-003-001-00 |
| Primary APN | 253-M07-003-001-00 |
|---|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|
| Street Address | 12932 SPRUCE ST |
|---|---|
| City | WOLVERINE |
| State | MI |
| Zip | 49799-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF MCKILLOP'S ADDITION TO THE VILLAGE OF WOLVERINE, LOTS 1 & 2, BLK 3. (SEC 6, T33N,R2W) |
| Legal Range | 02W |
| Legal Township | 033 |
| Legal Section | 06 |
| Legal Subdivision | MCKILLOPS ADD TO THE VILLAGE O |
| Legal Lot Number | 1-2 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 960800 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7914 STURGEON VALLEY DR, INDIAN RIVER, MI 49749-9308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2016 · Amount on Record |
| Deed Book / Page | 1452 / 591 |
| Prior Transfer Date | Sep 29, 1981 |
| Prior Transfer Doc | 0419000789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 12932 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7914 STURGEON VALLEY DR, INDIAN RIVER, MI 49749-9308 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001528/0000000215 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 0000001528/0000000215 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jun 17, 2021 |
| Property Address | 12932 SPRUCE ST, WOLVERINE, MI 49799-5103 |
| Document Number | 001452/591 |
| Book / Page | 1452 / 591 |
| Instrument Date | Jun 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7914 STURGEON VALLEY DR, INDIAN RIVER, MI 49749-9308 |
| Document Number | 0000001452/0000000593 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 0000001452/0000000593 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Nunda Township |
| Municipality | Wolverine Village |
| Unified School District | Wolverine Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,700 (+47.95%) | $173,400 (+47.95%) | |
| 2025 | $1,816.00 (+1.4%) | ||
| 2023 | $58,600 | $117,200 | |
| 2022 | $1,791.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH POINTE III APARTMENTS private · serves 32 people · EPA ID MI0006117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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