Chester County property record for 1296 W Valley Rd, Wayne, PA 19087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,832 sqft · built 1957 |
| Lot Size | 0.68 acres (29,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,100 (Sep 2019) |
| Tax Bill | $844 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-5H-52 |
| Primary APN | 43-5H-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 2,294 sqft |
| Basement Area | 462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Lot Area | 29,627 sqft (0.68 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1296 W VALLEY RD |
|---|---|
| City | WAYNE |
| State | PA |
| Zip | 19087-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 16 & DWG |
| Legal Subdivision | WALKER ROAD |
| Legal Lot Number | 16 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | TREDYFFRIN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 300101 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1296 W VALLEY RD, WAYNE, PA 19087-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 3, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on Record |
| Deed Sale | Sep 3, 2019 · Amount on Record |
| Prior Sale | Feb 25, 2000 · Amount on Record |
| Deed Document Number | 201911685798 |
| Deed Book / Page | 9992 / 1278 |
| Prior Transfer Date | May 26, 2005 |
| Prior Transfer Doc | 0065061843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 1296 W VALLEY RD, WAYNE, PA 19087-1442 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0104891860 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 10489/1860 |
| Instrument | 11818790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 3, 2019 |
| Property Address | 1296 W VALLEY RD, WAYNE, PA 19087-1442 |
| Document Number | 0099921278 |
| Book / Page | 009992 / 001278 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 11685798 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,701.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1296 W VALLEY RD WAYNE PA 190871442, WAYNE, PA 19087-1442 |
| Document Number | 99921282 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 009992/001282 |
| Instrument | 11685799 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2049 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $844.00 (-88.9%) | $215,910 (-) Land $71,030 Building $144,880 | $215,910 (-) Land $71,030 Building $144,880 |
| 2025 | $215,910 (-) Land $71,030 Building $144,880 | $215,910 (-) Land $71,030 Building $144,880 | |
| 2024 | $7,605.00 | $215,910 Land $71,030 Building $144,880 | |
| 1998 | $215,910 Land $71,030 Building $144,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 33 units insured incl. 23 condo units |
| Nearby Flood Claims | 8 (1999–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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