1295 W Valley Rd, Wayne, PA 19087 Property Records

Chester County property record for 1295 W Valley Rd, Wayne, PA 19087 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,641 sqft · built 1975
Lot Size0.684 acres (29,794 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Mar 2026)
Tax Bill$1,134 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN43-5H-58

Property Details

APN / Parcel Number

Primary APN43-5H-58
Alternative APNs
  • 4305H00580000
  • 4305H0058

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,641 sqft Living Area
Gross Area4,241 sqft
Basement Area720 sqft
Finished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area29,794 sqft (0.684 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1295 W VALLEY RD
CityWAYNE
StatePA
Zip19087-1445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 & DWG
Legal Lot Number17
JurisdictionCHESTER PA
Township / Civil DivisionTREDYFFRIN
Census Block Group4
Census Block4015
Census Tract300101

Owner

Source: Chester County records · APN 43-5H-58

Assessment roll updated May 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1295 W VALLEY RD, WAYNE, PA 19087-1445
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Line of Credit
TRUMARK FINANCIAL CU
Mar 27, 2026Deed, Transfer · Conventional Mortgage
MERIDIAN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2026 · Amount on Record
Deed SaleMar 27, 2026 · Amount on Record
Prior SaleOct 03, 1996
Deed Document Number202612115268
Deed Book / Page11552 / 58
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address1295 W VALLEY RD, WAYNE, PA 19087-1445
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0114880739
DateNov 26, 2025
Book Page11488/739
Instrument12098375
Lender
NameTRUMARK FINANCIAL CU
TypeCredit Union
AddressFORT WASHINGTON, PA 19034
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHESTER PA
Recording DateMar 27, 2026
Property Address1295 W VALLEY RD, WAYNE, PA 19087-1445
Document Number0115520058
Book / Page11552 / 58
Instrument DateMar 25, 2026
Instrument12115268
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address160 DAYLESFORD BLVD, BERWYN, PA 19312-2525

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1295 WEST VALLEY ROAD, CHESTER XX

Mortgage

Document Number0012115269
DateMar 27, 2026
Instrument12115269
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionTredyffrin Township
Unified School DistrictTredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,134.00 (-88.9%)$289,950 (-) Land $71,130 Building $218,820$289,950 (-) Land $71,130 Building $218,820
2025$289,950 (-) Land $71,130 Building $218,820$289,950 (-) Land $71,130 Building $218,820
2024$10,213.00$289,950 Land $71,130 Building $218,820
1998$289,950 Land $71,130 Building $218,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (42029C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420293001014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies33 units insured
23 under condo master policies
Nearby Flood Claims8 (1999–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimSep 2021, other causes, Remnants Of Hurricane Ida

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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