1296 Vista del Cima, Camarillo, CA 93010 Property Records

Ventura County property record for 1296 Vista del Cima, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,413 sqft · built 1987
Lot Size	1.03 acres (45,300 sqft)
Owner	Company Name on Record
Last Sale	$1,475,000 (Jun 2019)
Tax Bill	$18,219 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`109-0-323-025`

Property Details

APN / Parcel Number

Primary APN	`109-0-323-025`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,413 sqft Living Area
1st Floor Area	4,413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	45,300 sqft
Garage Area	1,278 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	372 sqft
Patio Area	225 sqft

Location & Zoning

Street Address	1296 VISTA DEL CIMA
City	CAMARILLO
State	CA
Zip	93010-7409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	TRACT: 389300 LOT: 2 REF: 108MR 19
Legal Subdivision	THE SUMMIT
Legal Tract	389300
Legal Block	323
Legal Lot Number	2
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1013
Census Tract	5205

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2021	Intrafamily Transfer, Transfer
Mar 12, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 13, 2019	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 20, 2017	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	May 29, 2012
Deed Document Number	201966007
Last Transfer Date	May 27, 2021
Transfer Doc	0000110934
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409

Mortgage

Document Number	2022000009577
Date	Jan 27, 2022
Instrument	2022000009577

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409

Mortgage

Document Number	0000109226
Date	Jun 3, 2021
Instrument	20210603-00109226

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 7, 2021
Property Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409
Document Number	0000110934
Map Reference	MB 108 PG 19-25
Instrument Date	May 27, 2021
Instrument	20210607-00110934
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036480
Date	Mar 12, 2020
Instrument	20200312-00036480

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 13, 2019
Property Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409
Document Number	0000066007
Map Reference	MB 108 PG 19-25
Instrument Date	May 8, 2019
Instrument	20190613-00066007
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1150 VIA DEL REY, GOLETA, CA 93117-1899

Mortgage

Document Number	0000066008
Date	Jun 13, 2019
Instrument	20190613-00066008

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 20, 2017
Property Address	1296 VISTA DEL CIMA, CAMARILLO, CA 93010-7409
Document Number	0000079976
Instrument Date	May 17, 2017
Instrument	79976
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1296 VISTA DEL CIMA CAMARILLO CA 930107409, CAMARILLO, CA 93010-7409

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,678,293 (+2%) Land $1,091,175 Building $587,118
2025	$18,219.00 (+2.02%) Homeowner's exemption	$1,645,386 (+4.04%) Land $1,069,780 Building $575,606
2024	$17,859.00 (+3.74%)
2023	$17,215.00 (+0.29%) Homeowner's exemption	$1,581,495 Land $1,028,240 Building $553,255
2022	$17,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1978–2016)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW MUTUAL WATER CO private · serves 2,079 people · EPA ID CA5610058
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Rocket Broadband, Verizon.

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