1296 Surrender Ct, Amelia, OH 45102 Property Records

Clermont County property record for 1296 Surrender Ct, Amelia, OH 45102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$145,500 (Oct 2018)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-28-07A-216`

Property Details

APN / Parcel Number

Primary APN	`28-28-07A-216`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Cul-de-sac
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	32 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1296 SURRENDER CT
City	AMELIA
State	OH
Zip	45102-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPOMATOX ESTATES SECTION II; LOT 44
Legal Subdivision	APPOMATOX ESTATES
Legal Lot Number	44
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	2
Census Block	2002
Census Tract	41504

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1296 SURRENDER CT, AMELIA, OH 45102-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Oct 15, 2008 · Amount on Record
Deed Document Number	201822925
Deed Book / Page	2793 / 5926
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1296 SURRENDER CT, AMELIA, OH 45102-2442
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011874
Date	Apr 14, 2021
Book Page	2876/4855
Instrument	202100011874

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 10, 2018
Property Address	1296 SURRENDER CT, AMELIA, OH 45102-2442
Document Number	0000022925
Book / Page	2793 / 5926
Map Reference	MB Q PG 12&13
Instrument Date	Oct 4, 2018
Instrument	201800022925
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 SURRENDER CT, AMELIA, OH 45102-2442

Mortgage

Document Number	0000022926
Date	Oct 10, 2018
Instrument	201800022926

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (-44.34%)	$70,080 (-) Land $14,600 Building $55,480
2024			$200,200 (-) Land $41,700 Building $158,500
2023	$6,770.00 (+128.18%) Homeowner's exemption	$70,080 (+38.94%) Land $14,600 Building $55,480	$200,200 (+38.93%) Land $41,700 Building $158,500
2022	$2,967.00 Homeowner's exemption	$50,440 Land $10,500 Building $39,940
2020			$144,100 Land $30,000 Building $114,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Surrender Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures