1295 Surrender Ct, Amelia, OH 45102 Property Records

Clermont County property record for 1295 Surrender Ct, Amelia, OH 45102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 924 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Oct 2020)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-28-07A-217`

Property Details

APN / Parcel Number

Primary APN	`28-28-07A-217`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Deck Area	289 sqft
Patio Area	289 sqft
Shed	1 Shed
Shed Area	150 sqft
Canopy	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1295 SURRENDER CT
City	AMELIA
State	OH
Zip	45102-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPOMATOX ESTATES SECTION II; LOT 45
Legal Subdivision	APPOMATOX ESTATES
Legal Lot Number	45
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	2
Census Block	2002
Census Tract	41504

Owner

Source: Clermont County records · APN 28-28-07A-217

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1295 SURRENDER CT, AMELIA, OH 45102-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	202028631
Deed Book / Page	2855 / 2868
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 15, 2020
Property Address	1295 SURRENDER CT, AMELIA, OH 45102-1640
Document Number	0000028631
Book / Page	2855 / 2868
Map Reference	MB Q PG 12&13
Instrument Date	Oct 13, 2020
Instrument	202000028631
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 SURRENDER CT, AMELIA, OH 45102-1640

Mortgage

Document Number	0000028632
Date	Oct 15, 2020
Instrument	202000028632

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,114.00 (-44.29%)	$76,450 (-) Land $14,600 Building $61,850
2024			$218,400 (-) Land $41,700 Building $176,700
2023	$7,385.00 (+124.74%) Homeowner's exemption	$76,450 (+37.03%) Land $14,600 Building $61,850	$218,400 (+37.01%) Land $41,700 Building $176,700
2022	$3,286.00 Homeowner's exemption	$55,790 Land $10,500 Building $45,290
2020			$159,400 Land $30,000 Building $129,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 159 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.