1296 Ross Ave, El Centro, CA 92243 Property Records

Imperial County property record for 1296 Ross Ave, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	2,927 sqft
Lot Size	0.229 acres (9,965 sqft)
Owner	Individual Name on Record
Last Sale	$489,000 (Jul 2026)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-434-022-000`

Property Details

APN / Parcel Number

Primary APN	`053-434-022-000`
Alternative APNs	`0534342201` `05343422`

Interior

Stories	1 Story
Building Area	2,927 sqft Living Area
1st Floor Area	2,927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Wood
Lot Area	9,965 sqft (0.229 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1296 ROSS AVE
City	EL CENTRO
State	CA
Zip	92243-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 6 WESTERN ACRES SUB FM 1 1
Legal Subdivision	WESTERN ACRES
Legal Block	6
Legal Lot Number	9
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1017
Census Tract	11600

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1296 ROSS AVE, EL CENTRO, CA 92243-4305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 10, 2026	Grant Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Jun 21, 2002 · Amount on Record
Deed Document Number	202610562
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0000011799
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 10, 2026
Property Address	1296 ROSS AVE, EL CENTRO, CA 92243-4305
Document Number	0000010563
Instrument Date	Jul 8, 2026
Instrument	202610563
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1296 ROSS AVE, EL CENTRO, CA 92243-4305

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 10, 2026
Property Address	1296 ROSS AVE, EL CENTRO, CA 92243-4305
Document Number	0000010562
Instrument Date	Jun 23, 2026
Instrument	202610562
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,327.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1296 ROSS AVE, EL CENTRO, CA 92243-4305

Mortgage

Document Number	0000010564,
Date	Jul 10, 2026
Instrument	202610564

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$271,217 (+2%) Land $63,277 Building $207,940
2025	$3,092.00 (+2.83%)	$265,900 (+4.04%) Land $62,037 Building $203,863
2023	$3,007.00 (+7.01%)	$255,577 Land $59,629 Building $195,948
2022	$2,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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