1260 Ross Ave, El Centro, CA 92243 Property Records

Imperial County property record for 1260 Ross Ave, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,469 sqft · built 1952
Lot Size	0.187 acres (8,141 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Nov 2023)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-434-017-000`

Property Details

APN / Parcel Number

Primary APN	`053-434-017-000`
Alternative APNs	`0534341701` `05343417`

Interior

Stories	1 Story
Building Area	1,469 sqft Living Area
1st Floor Area	1,469 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	8,141 sqft (0.187 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1260 ROSS AVE
City	EL CENTRO
State	CA
Zip	92243-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 6 WESTERN ACRES SUB FM 1 1
Legal Subdivision	WESTERN ACRES
Legal Block	6
Legal Lot Number	14
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1017
Census Tract	11600

Owner

Source: Imperial County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1653, EL CENTRO, CA 92244-1653
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage EFINITY FINANCIAL INC
Nov 1, 2023	Grant Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Apr 14, 2011 · Amount on Record
Deed Document Number	202316979
Prior Transfer Date	Apr 7, 2011
Prior Transfer Doc	0000009225
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1260 ROSS AVE, EL CENTRO, CA 92243-4305
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 ROSS AVE, EL CENTRO, CA 92243-4305

Mortgage

Document Number	0000020170
Date	Dec 29, 2025
Instrument	2025020170

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Address	AUSTIN, TX 78731

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Nov 1, 2023
Property Address	1260 ROSS AVE, EL CENTRO, CA 92243-4305
Document Number	0000016979
Map Reference	MB 1 PG 1
Instrument Date	Nov 1, 2023
Instrument	2023016979
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1653, EL CENTRO, CA 92244-1653

Mortgage

Document Number	0000016980
Date	Nov 1, 2023
Instrument	2023016980

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000016981
Date	Nov 1, 2023
Instrument	2023016981

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 30, 2053

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,493 (+182.21%) Land $72,828 Building $274,665
2025	$3,954.00 (+170.45%)
2023	$1,462.00 (+6.95%)	$123,131 Land $43,093 Building $80,038
2022	$1,367.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet.

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