1296 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1296 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,255 sqft · built 1990
Lot Size	0.111 acres (4,823 sqft)
Owner	2 Trust Names on File
Last Sale	$456,000 (Mar 2020)
Tax Bill	$5,564 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-780-13-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,255 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,823 sqft (0.111 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1296 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 13 TR 012156
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #4633-1
Legal Tract	012156
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20305

Owner

1296 Rachel Cir is owner-occupied and held in a trust since March 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1296 RACHEL CIR, ESCONDIDO, CA 92026-2159
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer
Mar 5, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Apr 7, 2010 · Amount on File
Deed Document Number	2020116112
Prior Transfer Date	Mar 18, 2010
Prior Transfer Doc	0000170533
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2025
Property Address	1296 RACHEL CIR, ESCONDIDO, CA 92026-2159
Document Number	0000368466
Map Reference	MAP 12156
Instrument Date	Dec 30, 2025
Instrument	2025-0368466
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1296 RACHEL CIR, ESCONDIDO, CA 92026-2159

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2020
Property Address	1296 RACHEL CIR, ESCONDIDO, CA 92026-2159
Document Number	0000116112
Instrument Date	Feb 13, 2020
Instrument	116112
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1296 RACHEL CIR ESCONDIDO CA 920262159, ESCONDIDO, CA 92026-2159

Mortgage

Document Number	116113
Date	Mar 5, 2020
Instrument	116113

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1296 Rachel Cir was $5,564.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$508,669 (+2%) Land $320,275 Building $188,394
2025	$5,564.00 Homeowner's exemption	$498,696 Land $313,996 Building $184,700
2023	$5,318.00 (+1.28%) Homeowner's exemption	$479,333 Land $301,804 Building $177,529
2022	$5,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1296 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1296 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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