1296 Double Shovel Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1296 Double Shovel Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,142 sqft · built 2000
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-02-0-00014-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-02-0-00014-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,142 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Deck Area	42 sqft
Patio Area	602 sqft

Location & Zoning

Street Address	1296 DOUBLE SHOVEL DR
City	HERNANDO
State	MS
Zip	38632-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SHORT FORK FARMS LOT 14
Legal Range	07
Legal Township	03
Legal Section	08
Legal Subdivision	SHORT FORK FARMS 2ND REV
Legal Lot Number	14
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3009
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1296 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2009
Deed Sale	Apr 30, 2009
Deed Document Number	0000607412
Deed Book / Page	607 / 412
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1296 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	RESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056

Mortgage

Document Number	005292/717
Date	Jul 15, 2021
Book Page	5292/717

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1296 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	EDCO TTL & CLOSING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056

Mortgage

Document Number	005379/515
Date	Oct 22, 2021
Book Page	5379/515

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union
Address	MEMPHIS, TN 38152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,604.00 (+20.45%)	$33,518 (+41.25%) Land $1,500 Building $32,018	$335,179 (+41.26%) Land $15,000 Building $320,179
2023	$2,992.00	$23,729	$237,285 Land $15,000 Building $222,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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