1240 Double Shovel Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1240 Double Shovel Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,292 sqft · built 1995
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on Record
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-02-0-00010-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-02-0-00010-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,292 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	135,036 sqft (3.09 acres)
Pool Area	648 sqft
Utility Building	1,564 sqft

Location & Zoning

Street Address	1240 DOUBLE SHOVEL DR
City	HERNANDO
State	MS
Zip	38632-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SHORT FORK FARMS LOT 10
Legal Range	07
Legal Township	03
Legal Section	08
Legal Subdivision	SHORT FORK FARMS 2ND REV
Legal Lot Number	10
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3009
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1240 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
Apr 21, 2021	Deed of Trust, Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2014
Deed Sale	Oct 16, 2014
Prior Sale	Jan 31, 2014
Deed Document Number	0000746683
Deed Book / Page	0746 / 683
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1240 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056

Mortgage

Document Number	0005050/17
Date	Sep 28, 2020
Book Page	5050/17

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1240 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 DOUBLE SHOVEL DR, HERNANDO, MS 38632-8056

Mortgage

Document Number	005218/647
Date	Apr 21, 2021
Book Page	5218/647

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	85 Months
Due	May 15, 2028

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (+20.54%)	$31,439 (+41.17%) Land $3,100 Building $28,339	$314,387 (+41.17%) Land $31,000 Building $283,387
2023	$2,789.00	$22,270	$222,696 Land $31,000 Building $191,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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