1296 Brightleaf Blvd, Erlanger, KY 41018 Property Records

Kenton County property record for 1296 Brightleaf Blvd, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,882 sqft · built 1994
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,000 (Apr 2018)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-40-00-013.28`

Property Details

APN / Parcel Number

Primary APN	`016-40-00-013.28`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,882 sqft Finished Area
Gross Area	3,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1296 BRIGHTLEAF BLVD
City	ERLANGER
State	KY
Zip	41018-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIGHTLEAF EST SEC 1 LOT 61
Legal Subdivision	BRIGHTLEAF ESTATES
Legal Phase	1
Legal Lot Number	61
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2034
Census Tract	63608

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1296 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Mar 19, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Apr 6, 2018	Warranty Deed, Transfer · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Jul 1, 2013 · Amount on Record
Deed Document Number	201804 06 059 00080
Deed Book / Page	4089 / 245
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1296 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3803
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3803

Mortgage

Document Number	0005900035
Date	Jul 6, 2023
Book Page	KCM 474/62
Instrument	23070605900035

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1296 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3803
Document Number	0000000136
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1296 BRIGHTLEAF BLVD ERLANGER KY 410183803, ERLANGER, KY 41018-3803

Mortgage

Document Number	0000000136
Date	Dec 2, 2020
Book Page	00M134/000159
Instrument	136

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1296 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3803
Document Number	0000000039
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1296 BRIGHTLEAF BLVD ERLANGER KY 410183803, ERLANGER, KY 41018-3803

Mortgage

Document Number	0000000039
Date	Mar 31, 2020
Book Page	000026/000726
Instrument	39

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Mar 30, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1296 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3803
Document Number	0000000073
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1296 BRIGHTLEAF BLVD ERLANGER KY 410183803, ERLANGER, KY 41018-3803

Mortgage

Document Number	0000000073
Date	Apr 5, 2019
Book Page	0I4246/000248
Instrument	73

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 6, 2018
Property Address	1296 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3803
Document Number	0000000080
Book / Page	0I4089 / 000245
Instrument Date	Mar 30, 2018
Instrument	80
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	KENTUCKIANA TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1296 BRIGHTLEAF BLVD ERLANGER KY 410183803, ERLANGER, KY 41018-3803

Mortgage

Document Number	82
Date	Apr 6, 2018
Book Page	0I4089/000248
Instrument	82

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,000 (-) Land $50,000 Building $256,000	$306,000 (-) Land $50,000 Building $256,000
2025	$3,032.00 (-7.02%)	$306,000 (-) Land $50,000 Building $256,000	$306,000 (-) Land $50,000 Building $256,000
2023	$3,261.00	$306,000 Land $50,000 Building $256,000	$306,000 Land $50,000 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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