12959 Ridge Rd, #12979, Irwin, PA 15642 Property Records

Westmoreland County property record for 12959 Ridge Rd, #12979, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 2023
Lot Size	5.74 acres (250,252 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2021)
Tax Bill	$3,682 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2023 Line of Credit + 2 more
APN	`54-10-03-0-140`

Property Details

APN / Parcel Number

Primary APN	`54-10-03-0-140`
Alternative APN	`0540100030140`

Interior

Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,335 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Lot Area	250,252 sqft (5.74 acres)

Location & Zoning

Street Address	12959 RIDGE RD, 12979
City	IRWIN
State	PA
Zip	15642-2969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & HSE JACKO & ANDRYKOVITCH PLAN
Legal Subdivision	JACKO PLAN
Legal Lot Number	1
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	1
Census Block	1008
Census Tract	803302

Owner

Source: Westmoreland County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12979 RIDGE RD, IRWIN, PA 15642-2969
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage S & T BANK
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit S & T BANK
Sep 22, 2021	Deed, Transfer
Jul 22, 2021	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Aug 10, 2011 · Amount on Record
Deed Document Number	202130278
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12979 RIDGE RD, IRWIN, PA 15642-2969
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013364
Date	Apr 12, 2022
Instrument	202204120013364

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Feb 1, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12979 RIDGE RD, IRWIN, PA 15642-2969
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12979 RIDGE RD, IRWIN, PA 15642-2969

Mortgage

Document Number	0000028877
Date	Nov 8, 2023
Instrument	202311080028877

Lender

Name	S & T BANK
Type	Bank
Address	IRWIN, PA 15642

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Sep 22, 2021
Property Address	12979 RIDGE RD, IRWIN, PA 15642-2969
Document Number	0000039357
Instrument Date	Sep 21, 2021
Instrument	202109220039357
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 DIVISION ST, IRWIN, PA 15642-2903

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jul 22, 2021
Property Address	12979 RIDGE RD, IRWIN, PA 15642-2969
Document Number	0000030278
Map Reference	DOC 202107070027899
Instrument Date	Jul 16, 2021
Instrument	202107220030278
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12959 RIDGE RD, IRWIN, PA 15642-2969

Mortgage

Document Number	0000030279
Date	Jul 22, 2021
Instrument	202107220030279

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,682.00 (+2.59%)	$26,330 (+477.41%) Land $4,710 Building $21,620
2025	$3,589.00 (+148.37%)		$26,330 (+477.41%) Land $4,710 Building $21,620
2024	$1,445.00	$4,560 Land $4,560
1972			$4,560 Land $4,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	34 (2004–2026)
Claims Outside the SFHA	15 of 34
Most Recent Claim	Sep 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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