12940 Ridge Rd, Irwin, PA 15642 Property Records

Westmoreland County property record for 12940 Ridge Rd, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Jan 2025)
Tax Bill$3,322 (2026)
Deeds & MortgagesMay 2023 Second Mortgage
Dec 2020 Mortgage
APN54-10-03-0-059

Property Details

APN / Parcel Number

Primary APN54-10-03-0-059
Alternative APN
  • 0540100030059

Exterior

Lot Area65,340 sqft (1.5 acres)

Location & Zoning

Street Address12940 RIDGE RD
CityIRWIN
StatePA
Zip15642-2967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group2
Census Block2001
Census Tract803302

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12940 RIDGE RD, IRWIN, PA 15642-2967
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NORWIN TEACHERS FCU
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2025 · Amount on Record
Deed SaleJan 10, 2025 · Amount on Record
Prior SaleMay 13, 2016 · Amount on Record
Deed Document Number2025721
Prior Transfer DateMay 9, 2016
Prior Transfer Doc0000015295
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address12940 RIDGE RD, NORTH HUNTINGDON, PA 15642-2967
Transaction TypeMortgage
Record UpdatedMay 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010291
DateMay 1, 2023
Instrument202305010010291
Lender
NameNORWIN TEACHERS FCU
TypeCredit Union
AddressIRWIN, PA 15642
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueApr 30, 2033

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address12940 RIDGE RD, NORTH HUNTINGDON, PA 15642-2967
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045491
DateDec 31, 2020
Instrument202012310045491
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,322.00 (+2.56%)$23,760 (-) Land $4,740 Building $19,020
2025$3,239.00 (+8.36%)$23,760 (-) Land $4,740 Building $19,020
2024$2,989.00$23,760 Land $4,740 Building $19,020
1972$23,760 Land $4,740 Building $19,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–1986)
Most Recent ClaimFeb 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC YOUGH PLANT
serves 133,000 people · EPA ID PA5260036
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2022
Treatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number