12954 Riverview Rd, Daphne, AL 36526 Property Records

Baldwin County property record for 12954 Riverview Rd, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,070 sqft · built 2005
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Jul 2020)
Tax Bill	$2,574 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-03-06-0-000-001.003`

Property Details

APN / Parcel Number

Primary APN	`47-03-06-0-000-001.003`
Alternative APNs	`263934` `367653`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,070 sqft Heated Area
1st Floor Area	2,757 sqft
Upper Floors Area	625 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	165,528 sqft (3.8 acres)
Lot Dimensions	634 ft deep x 260 ft wide
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	367653
Street Address	12954 RIVERVIEW RD
City	DAPHNE
State	AL
Zip	36526-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	260' X 634.4' LOT 14 RIVERSIDE FARM ESTATES UNIT ONE PB5 PG168 SEC 6-T6S-R3E (WD)
Legal Subdivision	RIVERSIDE FARM ESTATES
Legal Block	1
Legal Lot Number	14
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	3
Census Block	3061
Census Tract	10709

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12954 RIVERVIEW RD, DAPHNE, AL 36526-9235
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 9, 2020	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Oct 26, 2009
Deed Document Number	20201841426
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	12954 RIVERVIEW RD, DAPHNE, AL 36526-9235
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001722769
Date	Oct 2, 2018
Instrument	1722769

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 6, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 9, 2020
Property Address	12954 RIVERVIEW RD, DAPHNE, AL 36526-9235
Document Number	0001841426
Instrument Date	Jul 7, 2020
Instrument	1841426
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4518 NW 27TH ST CAPE CORAL FL 339938020, CAPE CORAL, FL 33993-8020

Mortgage

Document Number	1841427
Date	Jul 9, 2020
Instrument	1841427

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,574.00 (+6.98%)
2025	$2,406.00 (+6.89%)	$77,620 (+6.86%) Land $24,220 Building $53,400	$789,400 (+8.72%) Land $246,300 Building $543,100
2023	$2,251.00 (+43.01%)	$72,640 (+29.16%)	$726,100 (+29.11%) Land $216,900 Building $509,200
2022	$1,574.00 (+9.15%)	$56,240	$562,400 Land $140,400 Building $422,000
2021	$1,442.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Mediacom Xtream.

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