St. Joseph County property record for 12953 Lance Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,132 sqft · built 1975 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jan 2022) |
| Tax Bill | $6,464 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-240-011-00 |
| Primary APN | 004-240-011-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,132 sqft Living Area |
| 1st Floor Area | 3,132 sqft |
| Basement Area | 3,132 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 273 ft deep x 136 ft wide |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 12953 LANCE RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 11 PLAT OF OAK RIDGE SEC 9 T6S R12W. |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 09 |
| Legal Subdivision | PLAT OF OAK RIDGE |
| Legal Lot Number | 11 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 41102 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 19822, KALAMAZOO, MI 49019-0822 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on Record |
| Deed Sale | Jan 4, 2022 · Amount on Record |
| Deed Document Number | 202263 |
| Prior Transfer Date | Aug 10, 2004 |
| Prior Transfer Doc | 1255000299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 4, 2022 |
| Property Address | 12953 LANCE RD, THREE RIVERS, MI 49093-8459 |
| Document Number | 2022000063 |
| Map Reference | LB 5 PG 17 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2022000063 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100616 WOODLAWN DR, 100616, PORTAGE, MI 49002 |
| Name | Verified Name |
|---|---|
| Address | 3594 S CIRCLE DR, KALAMAZOO, MI 49004-6670 |
| Date | Jan 4, 2022 |
|---|
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,500 Land $11,900 Building $200,600 | $425,000 Land $23,800 Building $401,200 | |
| 2025 | $6,464.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
May also be available: Mercury Fiber.
5G and 4G LTE (outdoors only)
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