Saginaw County property record for 12952 Sharon Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,419 sqft · built 1890 |
| Lot Size | 16.7 acres (729,630 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $705 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-28-4002-002 |
| Primary APN | 24-10-3-28-4002-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 729,630 sqft (16.7 acres) |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 240 sqft |
| Total Buildings | 5 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12952 SHARON RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF S 1/2 OF SE 1/4 LYING W OF C/L OF SHARON RD EXC THAT PART OF E 280 FT OF N 330 FT LYING W OF SD SHARON RD 18.0 ACRES SEC 28 T10N R3E ***DESC CHANGED DUE TO SPLIT 4002-003 11/6/98 ***DESC CHANGED DUE TO COMB WITH 4002-003 1/31/00 |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 12600 |
Source: Saginaw County records · APN 24-10-3-28-4002-002
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12952 SHARON RD, SAINT CHARLES, MI 48655-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 1998 |
| Deed Sale | May 22, 1998 |
| Deed Book / Page | 2061 / 1872 |
| Last Transfer Date | Jun 16, 2025 |
| Transfer Doc | 0000014964 |
| Record Updated | Sep 20, 2026 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,900 (+17.36%) | $225,800 (+17.36%) | |
| 2025 | $705.00 (-67.41%) Homeowner's exemption | ||
| 2023 | $96,200 | $192,400 | |
| 2022 | $2,163.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450126003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1986–2020) |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 5 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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