12600 Sharon Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12600 Sharon Rd, Saint Charles, MI 48655 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,563 sqft · built 1968
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$892 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-10-3-28-4001-002`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-28-4001-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft
Basement Area	1,563 sqft
Unfinished Basement	1,563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	83,200 sqft (1.91 acres)
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12600 SHARON RD
City	SAINT CHARLES
State	MI
Zip	48655-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT S 1/4 CORN OF SEC 28 TH N86DEG E 624.50 FT TO C/L OF SHARON RD TH N05DEG E ON SD C/L 1302 FT TH N16DEG E ON SD C/L 702 FT TO POB TH N73DEG W 355.88 FT TH N78DEG W 69.91 FT TH N16DEG E 189.98 FT TH S78DEG E 202.06 FT TH N76DEG E 46.14 FT TH N15
Legal Range	03E
Legal Township	10N
Legal Section	28
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3057
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-28-4001-002

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12600 SHARON RD, SAINT CHARLES, MI 48655-9665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 08, 2008
Deed Sale	Feb 08, 2008
Prior Sale	Dec 13, 2006
Deed Book / Page	2478 / 776
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	12600 SHARON RD, SAINT CHARLES, MI 48655-9665
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12600 SHARON RD, SAINT CHARLES, MI 48655-9665

Mortgage

Document Number	2021016036
Date	Apr 27, 2021
Instrument	2021016036

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,500 (+12.61%)	$225,000 (+12.61%)
2025	$892.00 (-65.14%) Homeowner's exemption	$99,900 (+13.01%)	$199,800 (+13.01%)
2023		$88,400	$176,800
2022	$2,559.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450126003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2020 · 2 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.