12950 Spence Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 12950 Spence Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,808 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Tax Bill	$13,014 (2025)
Deeds & Mortgages	Mar 2024 Transfer Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-450-010-00`

Property Details

APN / Parcel Number

Primary APN	`004-450-010-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	181 ft deep x 59 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	12950 SPENCE RD
City	THREE RIVERS
State	MI
Zip	49093-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 10 SUPERVISORS PLAT NO. 2. SEC 9 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	09
Legal Subdivision	SUPERVISORS PLAT NO 2
Legal Lot Number	10
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	1
Census Block	1012
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-450-010-00

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1300 CASTLEWOOD CT, LEMONT, IL 60439-8524
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2024	Intrafamily Transfer, Transfer
Aug 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Book / Page	520 / 876
Last Transfer Date	May 24, 2024
Transfer Doc	2024004014
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 04, 2024
Property Address	12950 SPENCE RD, THREE RIVERS, MI 49093-8402
Document Number	2024001366
Map Reference	LB 3 PG 73
Instrument Date	Feb 08, 2024
Instrument	2024001366
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 SEQUOIA TRL, GLENVIEW, IL 60025-2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 CASTLEWOOD CT, LEMONT, IL 60439-8524

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 17, 2021
Property Address	12950 SPENCE RD, THREE RIVERS, MI 49093-8402
Document Number	2021008270
Map Reference	LB 3 PG 73
Instrument Date	Jul 31, 2021
Instrument	2021008270
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8451 W STATE ROUTE 83, PALOS PARK, IL 60464-1062

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,200 (+1.83%) Land $66,200 Building $240,000	$612,400 (+1.83%) Land $132,400 Building $480,000
2025	$13,014.00	$300,700 (+15.97%) Land $67,300 Building $233,400	$601,400 (+15.97%) Land $134,600 Building $466,800
2023		$259,300 Land $57,100 Building $202,200	$518,600 Land $114,200 Building $404,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy Cooperative Fiber	1,000 / 1,000

May also be available: Mercury Broadband.

Based on FCC filings for 75 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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