St. Joseph County property record for 12905 Spence Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Tax Bill | $263 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-380-030-00 |
| Primary APN | 004-380-030-00 |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|---|
| Lot Dimensions | 163 ft deep x 55 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12905 SPENCE RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Description | LOT 30 SHADY POINT SUB-DIV. SEC 9 T6S R12W. |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 09 |
| Legal Subdivision | SHADY POINT SUB-DIV |
| Legal Lot Number | 30 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 41102 |
Source: St. Joseph County records · APN 004-380-030-00
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 13256 SPENCE RD, THREE RIVERS, MI 49093-9707 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Book / Page | 607 / 807 |
| Last Transfer Date | Dec 06, 2022 |
| Transfer Doc | 2023001428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 03, 2023 |
| Property Address | 12905 SPENCE RD, THREE RIVERS, MI 49093 |
| Document Number | 2023001428 |
| Map Reference | LB 3 PG 72 |
| Instrument Date | Dec 06, 2022 |
| Instrument | 2023001428 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13256 SPENCE RD, THREE RIVERS, MI 49093-9707 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,900 (+16.81%) Land $6,500 Building $7,400 | $27,800 (+16.81%) Land $13,000 Building $14,800 | |
| 2025 | $263.00 | $11,900 Land $4,900 Building $7,000 | $23,800 Land $9,800 Building $14,000 |
Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy Cooperative Fiber | 1,000 / 1,000 |
May also be available: Mercury Broadband.
Based on FCC filings for 75 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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