Oakland County property record for 1295 Smith Ave, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,740 sqft · built 1994 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $619,000 (May 2022) |
| Tax Bill | $9,350 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-31-355-041 |
| Primary APN | 08-20-31-355-041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 83 sqft |
| Deck Area | 455 sqft |
| Patio Area | 455 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1295 SMITH AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 31 LEINBACH-HUMPHREYS WOODWARD AVE SUB LOT 856 12-1-93 FR 039 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | LEINBACH-HUMPHREYS WOODWARD AVE SUB |
| Legal Lot Number | 12,85 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 153300 |
Source: Oakland County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2705 WINDWOOD DR, 44, ANN ARBOR, MI 48105-1484 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| May 22, 2023 | Intrafamily Transfer, Transfer |
| May 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Nov 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on Record |
| Deed Sale | May 2, 2022 · Amount on Record |
| Prior Sale | Nov 12, 2019 · Amount on Record |
| Deed Document Number | 2022375306 |
| Deed Book / Page | 57731 / 513 |
| Last Transfer Date | May 18, 2023 |
| Transfer Doc | 0000055556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 24, 2026 |
| Property Address | 1295 SMITH AVE, BIRMINGHAM, MI 48009-4704 |
| Document Number | 0000126217 |
| Book / Page | 61487 / 784 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 2026126217 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | ATA NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000126218, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 2026126218 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0000126219, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 61487/810 |
| Instrument | 2026126219 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 22, 2023 |
| Property Address | 1295 SMITH AVE, BIRMINGHAM, MI 48009-4704 |
| Document Number | 0000055556 |
| Book / Page | 58616 / 380 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | May 18, 2023 |
| Instrument | 55556 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1487 N LIVERNOIS RD, ROCHESTER HILLS, MI 48306-4159 |
| Name | Verified Name |
|---|---|
| Address | 1295 SMITH AVE, BIRMINGHAM, MI 48009-4704 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 2, 2022 |
| Property Address | 1295 SMITH AVE, BIRMINGHAM, MI 48009-4704 |
| Document Number | 0000375306 |
| Book / Page | 57731 / 513 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 375306 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,642.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1295 SMITH AVE, 1295, BIRMINGHAM, MI 48009-4704 |
| Name | Verified Name |
|---|---|
| Address | 1487 N LIVERNOIS RD, ROCHESTER HILLS, MI 48306-4159 |
| Document Number | 0000375930 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 57735/485 |
| Instrument | 375930 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 12, 2019 |
| Property Address | 1295 SMITH AVE, BIRMINGHAM, MI 48009-4704 |
| Document Number | 0000188143 |
| Book / Page | 053488 / 000230 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 188143 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,526.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4460 HARDWOODS DR WEST BLOOMFIELD MI 483232633, WEST BLOOMFIELD, MI 48323-2633 |
| Document Number | 185486 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 053470/000863 |
| Instrument | 185486 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,350.00 (-9.78%) Homeowner's exemption | $288,800 (+12.9%) | $577,600 (+12.9%) |
| 2024 | $10,363.00 (+21.36%) | ||
| 2023 | $255,810 | $511,620 | |
| 2021 | $8,539.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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