1292 Smith Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1292 Smith Ave, Birmingham, MI 48009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,414 sqft · built 1935
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Aug 2016)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-20-31-357-010`

Property Details

APN / Parcel Number

Primary APN	`08-20-31-357-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
1st Floor Area	734 sqft
Basement Area	680 sqft
Unfinished Basement	680 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	337 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	131 sqft
Deck Area	148 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1292 SMITH AVE
City	BIRMINGHAM
State	MI
Zip	48009-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 824
Legal Range	11E
Legal Township	02N
Legal Section	31
Legal Subdivision	LEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number	824
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	3
Census Block	3008
Census Tract	153300

Owner

1292 Smith Ave is owned and occupied by an individual who bought it in August 2016.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1292 SMITH AVE, BIRMINGHAM, MI 48009-4705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2016 · Amount on File
Deed Sale	Aug 24, 2016 · Amount on File
Prior Sale	May 13, 2011 · Amount on File
Deed Document Number	20161756
Deed Book / Page	49736 / 193
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0000011342
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1292 SMITH AVE, BIRMINGHAM, MI 48009-4705
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 SMITH AVE, BIRMINGHAM, MI 48009-4705

Mortgage

Document Number	0000263395
Date	Dec 11, 2020
Book Page	55318/336
Instrument	263395

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1292 Smith Ave was $5,860 with a homeowner's exemption, down 9.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,860.00 (-9.78%) Homeowner's exemption	$211,060	$422,120
2024	$6,495.00
2023		$192,560	$385,120
2021	$5,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1292 Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1292 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20