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1295 Settlers Loop, Geneva, FL 32732 Property Records

Seminole County property record for 1295 Settlers Loop, Geneva, FL 32732 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage2,693 sqft Living Area
Lot Size217,800 sqft (5 acres)
OccupancyOwner Occupied
Last Sale$377,500 (2018)
Tax Bill$5,226.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-20-32-3AE-014A-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area2,693 sqft Living Area
1st Floor2,477 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2008
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area217,800 sqft (5 acres)
Parking Spaces2 Parking Spaces
Garage Area432 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Patio Area2 sqft Patio
Porch1 Porch
Porch Area973 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1295 SETTLERS LOOP
CityGENEVA
StateFL
Zip32732-9332
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 11 TWP 20S RGE 32E BEG 2769.70 FT N & 660 FT W OF NE COR OF SE 1/4 OF SE 1/4 RUN W 660 FT N 330 FT E 660 FT S 330 FT TO
Legal Range32E
Legal Township20S
Legal Section10
Legal SubdivisionLAKE HARNEY ESTATES 5 ACRE DEV
JurisdictionSEMINOLE FL
Minor Civil DivisionOVIEDO
Census Blockgroup2
Census Block2025
Census Tract21201

Owner

Source: Seminole County records · APN 10-20-32-3AE-014A-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1295 SETTLERS LOOP, GENEVA, FL 32732-9332
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
May 30, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2018 · Amount on Record
Deed SaleMay 30, 2018 · Amount on Record
Prior SaleNov 06, 2012 · Amount on Record
Deed Doc Number2018061091
Deed Book / Page09142 / 0810
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1295 SETTLERS LOOP, GENEVA, FL 32732-9332
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyCOBBLESTON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 SETTLERS LOOP, GENEVA, FL 32732-9332

Mortgage

Document Number0097730548
DateDec 01, 2020
Book Page9773/548
Instrument2020137161
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2040

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMay 30, 2018
Property Address1295 SETTLERS LOOP, GENEVA, FL 32732-9332
Document Number0091420810
Book / Page09142 / 0810
Instrument DateMay 29, 2018
Instrument2018061091
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyCOBBLESTONE TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,642.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2065 SQUIRREL RUN, 2065, GENEVA, FL 32732-9370

Transferred To (Grantee/Buyer)

NameVerified Name
Address7777 SCHOTT RD, WESTERVILLE, OH 43081-9690

Mortgage

Document Number2018061092
DateMay 30, 2018
Instrument2018061092
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJun 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,226.00 (+5.9%) Homeowner's exemption$411,033 (+5.99%)$568,642 (+11.92%) Land $130,000 Building $438,642
2023$4,935.00 (+2.51%) Homeowner's exemption$387,815 (+3%)$508,063 (+1.69%) Land $94,500 Building $413,563
2022$4,814.00 Homeowner's exemption$376,519$499,596 Land $90,000 Building $409,596

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire LikelihoodAbout 1 in 113 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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