1281 Settlers Loop, Geneva, FL 32732 Property Records

Seminole County property record for 1281 Settlers Loop, Geneva, FL 32732 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	1,456 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$142,000 (2000)
Tax Bill	$1,519.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-20-32-3AE-017A-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,456 sqft Living Area
1st Floor	988 sqft 1st Floor
2nd Floor	468 sqft 2nd Floor
Upper Floors	468 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Exterior Material	Siding Exterior
Construction Type	Wood Frame Construction
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Patio Area	1 sqft Patio
Porch	Finished/Screened Porch
Porch Area	849 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1281 SETTLERS LOOP
City	GENEVA
State	FL
Zip	32732-9332
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 11 TWP 20S RGE 32E BEG 1533.89 FT S & 660 FT W OF NE COR RUN W 660 FT S 330 FT E 660 FT N 330 FT TO BEG (5 AC)
Legal Range	32E
Legal Township	20S
Legal Section	10
Legal Subdivision	LAKE HARNEY ESTATES 5 ACRE DEV
Legal Lot Number	K
Jurisdiction	SEMINOLE FL
Minor Civil Division	OVIEDO
Census Blockgroup	2
Census Block	2025
Census Tract	21201

Owner

Source: Seminole County records · APN 10-20-32-3AE-017A-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 332, GENEVA, FL 32732-0332
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2000 · Amount on Record
Deed Sale	Aug 16, 2000 · Amount on Record
Prior Sale	Aug 16, 1995 · Amount on Record
Deed Doc Number	0390501102
Deed Book / Page	03905 / 01102
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00 (-5.94%) Homeowner's exemption	$147,649 (+5.99%)	$312,248 (+16.68%) Land $130,000 Building $182,248
2023	$1,615.00 (+3.06%) Homeowner's exemption	$139,309 (+3%)	$267,610 (+2.38%) Land $94,500 Building $173,110
2022	$1,567.00 Homeowner's exemption	$135,251	$261,387 Land $90,000 Building $171,387

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	About 1 in 113 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.